Eli nqaku libonisa amazwe alithoba angenayo irhafu yengeniso ngo-2024.
Ukuhlala kwilizwe elingenayo irhafu yengeniso kubonisa imali eninzi epokothweni yakho emva komvuzo ngamnye, kodwa iindleko zokuhlala kuloo mazwe zisenokuba phezulu kakhulu.
Ke siza kujonga kula mazwe alithoba angenayo irhafu yengeniso ngo-2024, kodwa owokuqala unokubuza, yintoni irhafu yengeniso?
Yintoni irhafu yengeniso?
Irhafu yengeniso yinkqubo apho irhafu ihlawuliswa abanini bamashishini kunye nabantu ngabanye ngurhulumente.
Ezi rhafu zidla ngokuhlawulwa ngokwepesenti yomvuzo womntu okanye intlawulo esisigxina.
Iimali eziqokelelwe kubahlawuli berhafu zisetyenziselwa ukwakha iziseko zophuhliso zokuphucula ukhathalelo lwempilo kunye nezinye iinkonzo zoluntu.
Isebenza njani irhafu yengeniso?
I-IRS (iNgxowa-mali yeNgeniso yangaphakathi) inoxanduva lokuqokelela iirhafu kuzo zonke iindlela, ukusuka kumvuzo, imivuzo, utyalo-mali, ingeniso, kunye neekomishini.
Iimali eziqokelelwa njengeerhafu zisetyenziselwa uphuhliso kumanqanaba oluntu nakurhulumente, ekwakheni iindlela, ipropathi yoluntu, ukhathalelo lwempilo kunye nokhuseleko.
Kuthetha ukuthini ukuba ngumhlali wombuso ongenarhafu yengeniso
Amazwe anerhafu encinci okanye engenawo kwaphela akhangeleka ngathi lilizwe elimangalisayo kubarhafi; ukuba ngummi waloo mazwe kuyinzuzo enkulu kuye.
Urhulumente welizwe uhlala efuna ukuqokelela irhafu kubahlali bakhe, kodwa ngenxa yokuhlala kwindawo yokungahlawuli rhafu, ufumana ukuhlawula irhafu encinci okanye akukho kwaphela. Kwakhona, khumbula ezinye iirhafu ezikhoyo ngaphandle kwerhafu yengeniso.
Iinzuzo kunye neengozi zokuba ngumhlali kwilizwe elingenayo irhafu yengeniso
Ukuseka indawo yokuhlala Enye indlela elula yokuxhamla kurhulumente ongarholiyo werhafu kukuba ube ngumhlali osisigxina kwelo lizwe. Emva kokuhlangabezana nomgangatho weemfuno ezimbalwa, misela indawo yokuhlala kwaye ungafumani rhafu yengeniso kuloo mazwe. Ngoncedo lomcebisi wezezimali, iirhafu zakho zexesha elizayo zikhuselekile
Izibonelelo zomhlalaphantsi
Ukuhlala kurhulumente ngaphandle kwerhafu yengeniso njengoko umntu odla umhlala-phantsi kuza neebhenefithi ezininzi, kwaye ufumana ukonga enye yengxowa-mali yakho yomhlalaphantsi.
Njengommi omkhulu, unokufuna ukunika umhlalaphantsi wakho kumntu oselula kwintsapho yakho, mhlawumbi ukubanceda ngekholeji yezemali okanye ilifa lemali yakho.
Kwamanye amazwe angenayo irhafu yengeniso, ukhathalelo lwempilo alunakufikeleleka, irhafu yepropathi iphezulu, kwaye inkxaso-mali yeenkqubo zokhathalelo oluphezulu ingaphantsi komndilili.
Iindleko zokuphila (indlela yokuphila)
Njengomntu odla umhlala-phantsi, indlela ophila ngayo ngexesha lakho leminyaka usebenzela kuyo isenokujika yahluke xa uthatha umhlala-phantsi, njengoko kwamanye ala mazwe angenayo irhafu yeendleko zokuphila zibiza imali eninzi.
Ukugcina imali yakho yomhlalaphantsi “kwilizwe elingahlawulisi rhafu” kusenokungafikeleli umgangatho ofunekayo wokuphila kwezo ndawo.
Ngokomzekelo, ukuba umhlali waseManhattan, eNew York, unomvuzo ongama-R30,000 45,000, kwaloo mntu ufuna umvuzo ongama-$XNUMX ukuze ahlangabezane nomgangatho wokuphila eAnchorage, eAlaska.
Iingqwalaselo phambi kokuba ufudukele kwindawo engarhafiswanga ngeniso.
Ukufudukela kwilizwe elingenarhafu yengeniso kubonakala njengendawo ekhuselekileyo kubarhafi. Nangona kunjalo, ezinye izinto zidla ngokunyusa iindleko zokuphila.
Kumazwe angenayo irhafu yengeniso, ilahleko yengeniso ibuyiswa ngokunyuka kwerhafu yempahla, intengiso, okanye ipropathi.
Ngokwemigangatho yeSiseko seRhafu, ilizwe laseWashington linelona zinga liphakamileyo lerhafu kwipetroli ngesantya esinyukayo se-49.4 yeesenti ngegaloni.
Izinga lerhafu yokuthengisa edibeneyo yaseTennessee yi-9.53%, eyona ntlawulo yerhafu ephezulu e-US
Ngelixa i-Alaska ne-New Hampshire zibuyisela ingeniso yazo kwiirhafu zepropathi kwi-51.8% kunye ne-67.6%, izibonelelo zokuba ngumhlali kumazwe angenayo irhafu yengeniso ziyahenda, kodwa kwicala le-flip, amathuba emisebenzi anemivuzo emihle kunokuba nzima ukuyifumana, kwaye iindleko zokuphila zinokujika zibe ngamanqam.
Funda kwakhona: Ngaba iiScholarship zibalwa njengeNgeniso?
Amazwe ali-9 angenaRhafu yoMvuzo
Hlala Iqela Elinolwazi uye wahlanganisa ngononophelo elona lizwe libalaseleyo eUnited States of America ngaphandle kwerhafu yengeniso. yenza kakuhle ukufunda kude kube sekupheleni ukuze ufumane konke okufuneka ukwazi.
Alaska
Ubukhulu obuphindwe kahlanu beFransi, iAlaska lelona lizwe likhulu yi-landmass e-US Urhulumente wase-Alaskan waqala ukuqokelela irhafu kwizinga eliphezulu kwiinkampani zeoli kunye negesi ukuze zenze ingeniso. I-Alaskan ithetha ireyithi yepropathi esebenzayo kunye nomthwalo werhafu karhulumente kunye nommandla jikelele kwizinga le-0.98% kunye ne-5.8% ngokulandelelana.
Ibekwe kwi-47 ngaphandle kwe-50 kuluhlu lwayo olufikelelekayo yi-US News & World Report, yenye yamazwe aNgenayo iRhafu yeNgeniso kwaye ikwagqalwa njengelinye lawona mazwe alungileyo ukuhlala kuwo.
Ngenxa yokuba kwindawo esemagqagaleni, iindleko zokuhlala eAlaska zimngxuma; imisebenzi kunye namathuba otyalo-mali afane afumaneke.
Abahlali belizwe laseAlaska banokufumana ukuya kuthi ga kwi-2,000 yeedola ngonyaka kwi-Alaskan Permanent Fund Corp emva kokuhlangabezana neemfuno kunye neziqinisekiso ezimbalwa.
Inkqubo yokunakekelwa kwezempilo kunye nemfundo yase-Alaska ihlala iyona nto ibiza kakhulu e-US, kwi-11,064 yeedola kumntu ngamnye emva kwe-2014, iindleko zokunakekelwa kwezempilo zibiza kakhulu. Ngo-2019 urhulumente uchithe ngaphezulu kwimfundo kuwo wonke ummandla osentshona ye-US, nge-18,394 yeedola kumfundi ngamnye.
I-Alaska, ngo-2017 yafumana i-C yi-ASCE.
Florida
Ubizwa ngokuba yi-Sunshine State, kwaye elinye lamazwe angenayo irhafu yengeniso kunye nenani elikhulu labantu abadla umhlala-phantsi. Ngomlinganiselo we-6.9% njengomthwalo werhafu jikelele, othathwa njengowesithandathu ophantsi e-US, i-Florida yentengiso kunye neerhafu zerhafu zingaphezulu kwe-avareji kwisikali se-avareji yelizwe lase-US.
Emuva kwi-2014, inkcitho yezempilo yezempilo yaseFlorida yayiyi-8,076 yeedola (i-31 yeedola ngaphezulu komyinge oqhelekileyo). Ngo-2019, iFlorida yayiphakathi kwamazwe abekwe kwindawo esezantsi esikolweni
inkxaso-mali yenkqubo, inkcitho ukuya kuthi ga kwi-9,654 yeedola kumfundi ngamnye; ngenxa yoku, i-ASCE yabeka iziseko zayo zemfundo kwinqanaba C ngo-2021.
Funda kwakhona: Eyona 20 yeZikolo zeWUE kunye nento ekufuneka uyazi malunga nazo
Nevada
INevada ivelisa ingeniso yayo ikakhulu kwiirhafu eziphezulu zentengiso ukusuka kwiimpahla, igrosari, ungcakazo, kunye neehotele zekhasino kuba inesixeko esihle saseLas Vegas.
Ilizwe laseNevada libekwe kwindawo yesi-8 kwireyithi yerhafu yengeniso. Umthwalo werhafu yengeniso yomntu ngu-8.23%, kwaye xa kuthelekiswa namanye amazwe, i-Nevada imele i-22nd ngaphandle kwe-50 yomthwalo werhafu jikelele.
Ngaphandle kweendleko zokuphila ze-Nevada, urhulumente usabekwe kwindawo yama-37 kumgangatho wobomi bakhe.
INevada ibonakala iyinto ekhethwa ngabanini bamashishini ukuba bavuselele amashishini abo.
Ngo-2019 inkxaso-mali karhulumente yemfundo yayiyi-9,344 yeedola kumfundi ngamnye.
Isiseko se-ASCE se-Nevada senziwe ngonyaka ongaphambili, esenza iNevada ibe yeyesine esezantsi entshona ye-US.
Emuva kwi-2014, i-$ 6,714 yayiyinkathalo yezempilo yelizwe ngomntu ngamnye, ithathwa njengeyona iphantsi.
New Hampshire
I-Senate yaseNew Hampshire idlulise umthetho wokuba i-1% yerhafu yengeniso yotyalo-mali iya kuphelisa kwiminyaka eyi-5; oku kuya kuphunyezwa ngo-2027.
Umthwalo werhafu jikelele kunye nommandla werhafu yi-9.7%, nangona i-New Hampshire ingenayo irhafu yokuthengisa kodwa kunoko inerhafu ephezulu yerhafu kwicuba. Umyinge werhafu yepropati yi-1.86% ethathwa njengeyesithathu ephezulu e-US
Ukufikeleleka kwayo kwezindlu, iNew Hampshire ibekwe kwinqanaba eliphakathi, kodwa irhafu yepropathi kunye neendleko zokuhlala kurhulumente ziphezulu.
Kwicandelo lezemfundo, iNew Hampshire ichitha ngaphezulu kwalo naliphi na elinye ilizwe ngaphandle kweAlaska, nge-17,462 yeedola kumfundi ngamnye ngo-2019.
Ngo-2014, iNew Hampshire ibekwe kwindawo yesithoba ephezulu e-US ngenkcitho yayo yezempilo ye-9,589 yeedola ngomntu ngamnye.
Funda kwakhona: Uyenza njani i-1,000 yeedola ngenyanga ngaphandle kokwaphula iBhanki ngo-2024
South Dakota
Ikhaya eliya kwiMount Rushmore, eMzantsi Dakota liye kwelinye lamazwe alithoba ngaphandle kwerhafu yengeniso ngo-2024.
I-South Dakota inezinga eliphantsi leerhafu, nje i-7.37% yengeniso yomntu evela kubahlali bakarhulumente, kodwa izinga layo lepropathi elisebenzayo kwi-1.14%, apho abaninimzi abaninzi banokujonga ukuba ngumnqantsa. I-South Dakota ibekwe ngaphezulu komndilili kuluhlu lokufikeleleka, nto leyo eyenza ibe yeyona ndawo ikhethwayo yabadla umhlala-phantsi baseMelika.
UMzantsi Dakota, ubuyile ngo-2014, uchithe ukuya kuthi ga kwi-8,933 yeedola ngomntu ngamnye kukhathalelo lwempilo, uninzi lwabahlali bakarhulumente abangenako ukulufikelela nangona behlala kwindawo yokungarhafi.
Urhulumente useza kufumana ibakala elisemthethweni kwi-ASCE, kodwa ngo-2019, urhulumente uchithe imali eninzi kwimfundo, nge-10,139 yeedola kumfundi ngamnye.
Tennessee
Eli lelinye lamazwe angenayo irhafu yengeniso. Indlu yowiso-mthetho yaseTennessee ipasise ibhilikhwe kwi-2016 kwaye icwangcise ukunciphisa irhafu nge-1% ngonyaka kwingeniso engayifumananga. Kwaye ngo-2021, irhafu yapheliswa.
I-Tennessee ibeka irhafu ephezulu kwiirhafu zentengiso kwaye iphezulu kwiirhafu zebhiya kwi-1.29 yeedola nganye.
Umthwalo werhafu we-Tennessee uwonke yi-5.74% (ye-2nd ephantsi e-US). Kwakhona, ekufikeleleni, urhulumente ubekwe kwindawo ye-17 iyonke ngokwemigangatho yeNdaba zase-US kunye neNgxelo yeHlabathi.
Ngo-2019 iTennessee yodlula ilizwe laseTexas kunye namanye “akukho rhafu yengeniso” ekuchitheni imali eninzi kwimfundo, nge-9,868 yeedola ngomfundi ngamnye.
Texas
I-Texas lilizwe lesibini ngobukhulu e-US ngobuninzi bomhlaba kunye nabemi. Umthwalo werhafu karhulumente jikelele kunye nommandla werhafu yi-8% yengeniso yomntu, enye yezona ziphantsi, kodwa kwi-1.6 % ngenxa yezinga lerhafu yepropati esebenzayo (i-6 ephezulu e-US).
Iindaba zase-US kunye neNgxelo yeHlabathi ibeka iTexas ngama-22 kuma-50 ekufikeleleni kwayo yonke into.
Urhulumente weLone Star, ukusukela ngo-2019, uchitha iidola ezingama-9,827 kumfundi ngamnye, othathwa njengongaphantsi komndilili phakathi kwamazwe asemazantsi angabamelwane.
Urhulumente ubekwe kwindawo yesixhenxe ephantsi ngo-2014, kwi-6,988 yeedola kumntu ngamnye kukhathalelo lwezempilo. Eli lelinye lamazwe angenayo irhafu yengeniso e-USA.
Washington
I-Evergreen State yaseWashington yabekwa njengelona lizwe lilungileyo ukuhlala kulo ngo-2021 Iindaba zaseMelika kunye neNgxelo yeHlabathi. Ummi wombuso ophezulu ufikelela kuphela kwi-15.9 % yabemi bayo, ebonisa inani elikhulu labantu abatsha kurhulumente.
Kwi-9.8%, ngumthwalo werhafu jikelele kunye nomthwalo werhafu wendawo, othathwa njengowo
umndilili. Ngemilinganiselo yayo yokufikeleleka, urhulumente uthatha indawo ye-44 ngenxa yeendleko eziphezulu zezindlu.
IWashington ayinayo irhafu yengeniso yenkampani kubahlali bayo, eluncedo kubanini bamashishini.
Ngo-2019, i-ASCE yabeka umgangatho we-Evergreen u-C kwiziseko ezingundoqo, kwaye inkcitho yaseWashington kwimfundo yayiyi-14,223 yeedola kumfundi ngamnye.
Kukhathalelo lwempilo, ngexabiso le-7,913 yeedola ngomntu ngamnye kwi-2014, ilizwe laseWashington liwela ngaphantsi komndilili kwisikali sokhathalelo lwempilo yesizwe.
Wyoming
Ngabemi abangama-576,851 bebonke, i-Wyoming sesona sixeko sinabantu bancinci e-US.
Umbuso waseWyoming unokuthengiswa ngokubanzi kunye nomthwalo werhafu wendawo we-7%; urhulumente uvelisa ingeniso yakhe ngokurhafiswa kwemithombo yendalo ukuze avale isithuba esidalwe kukungarhafi kwengeniso yobuqu kubahlali.
I-Wyoming ibekwe kwindawo yama-33 kuma-50 ngokufikelelekayo yi-US News & World Report.
Ukuchitha i-8,320 yeedola ngomntu ngamnye kukhathalelo lwempilo ngo-2014 kunye ne-16,304 yeedola kumfundi ngamnye ngo-2019, ilizwe lase-Wyoming libekwe kwindawo yesibini ekuchitheni imali kwimfundo entshona ye-US.
isiphelo
Abantu abaninzi bathanda ukubambelela kwimali yabo kuba bayisebenzele ngokuzimisela. Ukuhlawula irhafu ngexabiso eliphezulu kwenza umntu abe nengxaki yemali.
Ukufumana imali eninzi kunye nokuhlawula irhafu encinci kubonakala kuyinjongo yokugqibela, kodwa iirhafu zerhafu zixhomekeke kwiindawo ezinomsebenzi omkhulu okanye omncinci wokunikezela ngemisebenzi.
Ngoko ke ayisokuze ibe njengoko bekulindelekile xa ufudukela nakweyiphi na imimandla engenayo irhafu yengeniso, khumbula ezinye izinto ezidla ngokwenza imali eninzi epokothweni yakho.
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