Ingabe ama-trust e-real estate investment ayindlela enhle yomsebenzi? Uma usebenza emkhakheni wezezimali, cishe uzwile ngokukhula kwe-Real Estate Investment Trust (REIT). Iyingxenye ekhulayo yemboni yezezimali yase-US ngoba ikhiqiza izindlu ezithengiswayo ezigxile kwimali engenayo.
Kodwa umbuzo wangempela uwukuthi, ingabe ama-REIT ayindlela enhle yomsebenzi?
Kusukela ngo-1960, ama-trust okutshalwa kwezindlu nezindlu abe yisinqumo esihle somsebenzi ngenxa yokukhula kwawo okumangalisayo. Kungakhathaliseki ukuthi wawuyini umsebenzi wakho wasekuqaleni, ukukhetha owodwa kuzokwengeza iphothifoliyo yakho ehlukahlukene. Uzothola amathuba emisebenzi ahlukahlukene kulo msebenzi wokuthengisa izindlu. Ukwengeza, ama-US REIT angumsebenzi othembisayo onemali yemakethe engu-$1.25 trillion.
Ubuwazi ukuthi ithuba eliphawuleka kakhulu lama-REIT lisezingeni lesikhundla sokuphatha? Ngemuva kwakho konke, ungenza umehluko omkhulu emhlabeni wezakhiwo ezithengiswayo.
Ukuze ufunde kabanzi mayelana nama-REIT, funda lesi sihloko kuze kube sekupheleni. Uma unentshisekelo yokuthatha izifundo ze-real estate ke lesi sihloko ku Amakilasi ayi-15 ahamba phambili e-Real Estate Online: Izifundo zamahhala nezikhokhelwayo izokunikeza izinsiza ozidingayo.
Yini ama-REIT?
I-Real Estate Investment Trust yizimoto zezezimali ezivumela abantu ukuba babe nengxenye yendawo yokuhlala noma yezohwebo kumaphothifoliyo abo ahlukahlukene. Lezi yizinkampani eziphethe, eziphethe noma ezixhasa ngezimali izindlu ezithengiswayo ezikhiqiza imali engenayo.
Ama-REIT yizikhwama noma izibambiso ezitshala imali ezifundeni zangempela ezingenisa imali eningi.
Kubalulekile futhi ukuqaphela ukuthi abatshalizimali batshala imali yabo kumaphrojekthi ahlukahlukene njengezibhedlela, amahhotela, izindawo zokugcina izimpahla kanye izikole. Lezi zimali ezihlanganyelwe zithola ikhefu lentela kuhulumeni futhi zingathembisa izinzuzo eziphezulu kubatshalizimali.
Funda futhi: Imisebenzi eyi-10 Ehamba phambili Ethengiswayo Emhlabeni ngo-2023
Yiziphi izinhlobo zama-REIT ezikhona?
Ngaphambi kokungena ekuphenduleni umbuzo, ingabe ukutshalwa kwezindlu ezithengiswayo kuyindlela enhle yomsebenzi? Ake, okokuqala, sikhulume kancane ngokuthi yiziphi izinhlobo ze-REIT ezikhona. Lokhu kuwumzamo wokuletha ukuqonda okujulile ngalo mkhakha ngaphambi kokukhetha ukwenza umsebenzi kuwo.
Izimali ze-Equity
I-Equity ixhasa ngezindawo izakhiwo abangazilawula bona noma benze isivumelwano nenye inkampani. Lezi zinkampani zithola imali ngokuqashiswa kwezakhiwo ezinazo noma eziziphethe futhi kusukela ekuthengisweni okukhiqiza inzuzo enkulu. Kulolu hlobo lwama-REIT abanikazi bamasheya ngokuvamile bathola u-100% wenzuzo (noma izabelo).
Imali yokuthengisa ye-REIT
I-Mortgage Real Estate Investment Trusts noma i-mortgage fund ithenga futhi iphathe izikweletu zezindlu ezithengiswayo. Ingqikithi yemali engenayo ingumehluko phakathi kwemali eyikhokhela imali ebolekiwe kanye nenzalo yemali eyisebenzisela ukuxhasa isikweletu. Kulawo ma-REIT, abaninimasheya bathola okungenani amaphesenti angama-90 omholo wabo.
Ukulinganisa kwenkampani REIT
Ama-Hybrid REIT aphatha izindlu ezithengiswayo, kodwa adlulisele uxhaso lwawo ngezikweletu noma ngesitoko esithandwayo. Lokhu kwehlisa izintela futhi kuvumela izinkampani ukuthi zigxile ebhizinisini lazo eliyinhloko, okungukuthi ezikhiqiza imali yokuqasha. I-Hybrid REITs ingase futhi ikhokhe izabelo, ezihlanganisa izabelo ezivela ezinzuzweni ezinkulu kanye nemali engenayo.
Abanikazi bama-REIT?
Ama-REIT athenga indawo eqashisayo yesikhathi eside. Ezinye izibonelo zihlanganisa izakhiwo zamahhovisi, amafulethi, izakhiwo zezokwelapha, izindawo zokugcina izimpahla, izitolo ezinkulu, nenxanxathela yezitolo. Iningi lama-REIT ligxile ezimpahleni ezikhiqiza imali engenayo, kodwa amanye ama-REIT athenga izindawo azibambele ukuze azuze imali yesikhathi eside.
Ama-REIT angashiwo njengokutshalwa kwezimali okuxubile kunobunikazi obuqondile bezindlu ezithengiswayo ngoba awuyena umnikazi wendawo ehlukene futhi awubandakanyi emisebenzini yansuku zonke. Ngokuphambene, ama-REIT ahweba ngesimo samasheya, kodwa angabanikazi bezindlu ezithengiswayo ezikhiqiza imali engenayo.
I-Rlso Funda: Imisebenzi eyi-10 Ekhokha Kakhulu Kumasevisi Abathengi Bezezimali ka-2023
Yiziphi izinhlobo zemisebenzi ezitholakala kuma-Real State Investment Trust?
Njengomsebenzi omningi, kunemisebenzi eminingi etholakala kuma-trust okutshalwa kwezindlu ezithengiswayo - ihlanganisa Umphathi Wezakhiwo, Umqondisi Wophiko, UMongameli, I-COO, Umphathi Okhokhelwa Ama-Akhawunti, Umphathi Wama-akhawunti Atholwayo, Umhlaziyi we-REIT, Umlawuli Wokuqashisa, Umphathi Wezobudlelwano Batshalizimali, Umphathi Wephothifoliyo, Umhlaziyi Wezezimali, Umgcinimabhuku Wezimali, Umhloli Wezakhiwo Ezithengiswayo, Omele Isevisi Yekhasimende, Umqondisi Wesifunda, njll.
Ingabe I-Real Estate Investment Trust iyindlela Enhle Yomsebenzi?
Ngakho-ke uma ubuza ukuthi ama-trust okutshalwa kwezindlu ezithengiswayo ayindlela enhle yini yomsebenzi, ngingathi yebo, i-REIT iyisinqumo esihle somsebenzi kuphela uma unothando lwezimali kanye nezindawo ezithengiswayo.
Njenge-ejenti ye-REIT, unganikeza abatshalizimali ithuba lokuba ngabanikazi futhi bazuze ngendawo ethengiswayo ebalulekile. Ngaphezu kwalokho, unganikeza abatshalizimali abangamateur ukufinyelela kuzo zonke izinhlobo zenzuzo yesabelomali. Ngale ndlela, njenge-ejenti, unethuba lokusiza umphakathi ukhule.
Inkampani esohlwini oyisebenzelayo ikunikeza amathuba amaningi okuthuthukisa imisebenzi. Ngokubuyisela, ukhulisa ithalente lakho okungenzeka futhi wandise elakho amathuba okuqasha.
Eziningana amayunivesithi e-United States nikeza izifundo ezihlobene nemboni ye-REIT. Ungathola iziqu, njenge-a i-masters degree ku-real estate, kulawa manyuvesi futhi bathole amathuba emisebenzi ezindaweni ezithengiswayo. Ezinye zalezi zifundo nezinhlelo zifaka i-Property accounting, Ukuklanywa kwezakhiwo zezentengiselwano, Ukuphathwa Kwezakhiwo, njll.
Lezi zifundo zingakusiza ukuthi ungene kulo mkhakha ngaphandle kwezinkinga. Kodwa-ke, udinga isipiliyoni sezindlu zangempela ngaphezu kwama-internship. Ngakho-ke, ungaqedela neziqu ze-bachelor kule mikhakha elandelayo, Ezezimali, Izindlu Ezithengiswayo, I-Accounting kanye nezibalo
Kungani Ukusebenza nama-REIT kuwumsebenzi Omuhle
Ukutshala imali ngezindlu ezithengiswayo kuyindlela yomsebenzi ezokuvumela ukuthi ube ngumphathi wakho, ngakho-ke, kuyindlela enhle yomsebenzi. Kukuwe uma ufuna ukwakha okuthize. Ungakhetha indawo oyithandayo bese ukhombisa wonke amakhono akho ukuze abantu babone inqubekelaphambili yakho njengomtshali wezindlu.
Yiziphi Izinhlobo Zezakhiwo Ezivame Kakhulu Ku-Real Estate Investment Trust Portfolio?
Ezinye zezinhlobo zezakhiwo ezivamile kuphothifoliyo ye-real estate investment trust yizikhungo zokuthenga, izakhiwo zamafulethi, izakhiwo zamahhovisi, izindawo zezentengiselwano, izakhiwo ezinemindeni eminingi, Izindawo zokuhlala, Izindlu ezithengiswayo, izindlu eziqashisayo zomndeni owodwa, Inxanxathela yezitolo izakhiwo zokugcina impahla, izindawo zokunakekelwa kwempilo, Izikhungo zedatha, njll.
Yini Ongayilindela Emgudwini Womsebenzi We-Real Estate Investment Trusts?
I-Essential Roadmap ye-REIT Career ikuthatha ohambweni lwakho lwezezimali. Futhi, le ndlela izokuyisa endlunkulu.
Uma uba umenzeli oqinisekisiwe kulo mkhakha, unesibopho sokuqapha ukusebenza nokuthola izakhiwo ngokusekelwe kunani. Ungakwazi ngisho nokukhetha eminye imisebenzi yeleveli yokungena kulo mkhakha.
Uma usebenzela inkampani esebenzela abathengisi abazimele, umele izakhiwo zabo futhi uhlole abaqashi abangaba khona. Ngakho ungalindela imisebenzi njengomphathi wendawo kanye nomele amakhasimende kanye ne-ejenti yokuqashisa.
E-US, isitifiketi siyindlela enhle yokungena ebhizinisini le-REIT. Kufanele ube nelayisensi yokuthengisa izindlu njengenkampani noma umthengisi. Ilungu Eliqinisekisiwe Lokutshala Kwezohwebo liyimfuneko yesitifiketi edingekayo noma ngabe usebenza njengomuntu oyedwa noma inkampani. Lesi sitifiketi sigunyazwe yi- Isikhungo se-CCIM.
Ingabe Ukutshala Imali Ku-REIT Kungakwenza Ucebe?
Impendulo inguyebo, kodwa khumbula ukuthi kungenzeka ukulahlekelwa yimali futhi. Awukwazi ukuqinisekisa ukutshalwa kwezimali ukuthi uqiniseke ngo-100%. Okugqama kakhulu kwe-REIT ukuthi awudingi ukutshala izizumbulu zemali ukuze uthenge amasheya enkampani. Kunalokho, uqala ngemali encane ongayikhulisa uze ufinyelele enanini ofisa ukuyitshala.
Funda futhi: Iyini i-Return on Investment (ROI)? Konke odinga ukukwazi
Izinzuzo kanye Nobubi be-Real Estate Investment Trusts
Lapha sibheka izinzuzo kanye nokubi kokusebenza nokutshala imali nokuthola indlela yomsebenzi kuma-trust okutshalwa kwezindlu nezakhiwo.
Izinzuzo zama-REIT
Okulandelayo izinzuzo eziyingqayizivele zama-trust okutshalwa kwezindlu nomhlaba:
Ukuchayeka kwempahla ngaphandle kokuthenga indawo
Ngaphandle kokuhlangenwe nakho okufanele, kungaba nzima kubantu ukuhlukanisa iphothifoliyo yabo yezindlu ezithengiswayo. Lokhu kungaba yinkinga kakhulu ngoba wonke amaqanda akho akubhasikidi owodwa futhi kungakhathaliseki ukuthi ufunde kangakanani, uhlale usengozini yokukhokha ngokweqile noma ukutholakala kwempahla engabalulekile.
Kuma-trust okutshalwa kwezindlu nezindlu uvumelekile ukuthi utshale kwizindlu ongeke ukwazi ukuzikhokhela uwedwa.
Isivuno esiphezulu ngaphandle kwezinkinga zokuphatha izakhiwo
Abantu abaningi abatshala imali kuma-REIT benza kanjalo ngembuyiselo ephezulu, hhayi ngezabelo. Kodwa-ke, njengoba lezi zinkampani zisebenzisa izinkampani zokuphatha zangaphandle, iningi lemali etholwayo itshalwa kabusha ezinkampanini ukuze zandise iphothifoliyo yazo. Lokhu kungaba inzuzo enkulu njengoba iningi lezinzuzo zakho kuzoba yimali engenayo ngaphezu kweholo lakho lamanje.
Ungathenga amasheya ama-fractional wamasheya we-REIT
Iningi lama-REIT yizinkampani ezinkulu ezibiza izigidigidi zamaRandi. Ngakho-ke noma une-$ 100, kungase kunganeli ukuthola inani eliphelele lesitoko. Ngenhlanhla, ama-trust amaningi okutshalwa kwezindlu nezindlu akuvumela ukuthi uthenge amasheya amayunithi angama-fractional, okungaba inketho enkulu yokutshala imali kubatshalizimali abancane nabaqalayo.
Ukuhlukahluka ngezinhlobo zezakhiwo nezifunda
Ngenxa yokuthi lezi zinkampani zinezakhiwo eziningi ezindaweni ezahlukene, zihlukene kakhulu. Abalokothi balahlekelwe inani elibalulekile ngaphandle uma kunenhlekelele yezomnotho ethinta zonke izakhiwo.
Izinhlobo ezahlukahlukene zezakhiwo
Ama-trust okutshalwa kwezindlu ezithengiswayo anikeza abantu ithuba lokuhlukanisa iphothifoliyo yabo yokutshalwa kwezimali ngezinhlobo ezahlukene zezakhiwo. Isibonelo, esikhundleni sokuthenga indawo eyodwa, ungathenga ama-REIT amaningi agxile kwezohwebo, izindawo zokuhlala nezokuthuthukisa.
Lokhu kuzokwenza iphothifoliyo yakho izinze kakhulu ngoba ungumnikazi wezinhlobo ezimbalwa zezakhiwo ezivela enkampanini efanayo.
Ububi Bomsebenzi Kuma-Trust Okutshalwa Kwezindlu
Lezi wububi obuyingqayizivele bokutshala imali kanye nokuthatha indlela yomsebenzi kuma-trust okutshalwa kwezindlu nezakhiwo.
Ziyaqagela kakhulu
Njengoba ama-REIT amaningi engathathi isihloko sezakhiwo zawo (iningi lisebenzisa ama-mortgages), awakwazi ukuthengisa indawo uma edinga ukheshi. Ngakho-ke bathembele esikweletini ukuxhasa ukukhula ngezimali futhi bakhokhe izabelo kubatshalizimali.
Uma izimpahla ze-REIT zibaluleke ngaphezu kwesikweletu sayo, lokho akuyona into embi. Kodwa-ke, uma ingxenye yempahla yenkampani iwohloka, inkampani ingase isonqenqemeni lokuqothuka.
Ngenxa yenzalo enkulu yesikweletu, ingase ibe lula ezinguqukweni zenani lenzalo.
Njengoba kungenzeka wazi ezifundweni zomlando, izilinganiso zenzalo bezilokhu zehla kancane kusukela ngeminyaka yawo-1980. Lokho kungase kube kubi kumabhange nasezikweletini, kodwa kuhle kuma-REIT ngoba isivuno sawo sikhula ngenani eliphansi. Lapho izilinganiso zenzalo zishintsha indlela futhi ziqala ukukhuphuka, kwenzeka okuphambene, okwenza buthaka imiphumela yazo.
Basebenza ngokulahlekelwa inetha
Sishilo ukuthi ama-trust okutshalwa kwezindlu nezindlu asebenzisa isikweletu ukuze axhase ukukhula, kodwa ukwenza lokho kuyabiza. Ngokuvamile, ama-REIT anezikweletu eziningi (ngaphezu kwamazinga enzalo ephezulu).
Okungafihli lutho kunezinkampani zendabuko
Njengoba sonke sazi ukuthi ama-trust okutshalwa kwezindlu nezakhiwo awanazo ezawo izimpahla, yonke into anayo ifakwa esibambiso. Yingakho ungeke uthole ulwazi mayelana nezakhiwo zalezi zinkampani. Esikhundleni salokho, ubona kuphela imali engenayo yonke, izindleko ezenziwe ngenxa yokusebenza, kanye nemali engenayo yonke.
Lokhu kungabibikho kwezinto obala kungase kube kude kakhulu kubatshalizimali ngabanye ngoba abakwazi kahle ukuthi yiziphi izimpahla eziphethwe yilezi zinkampani nokuthi zibaluleke ngani.
Isiphetho
Indlela yomsebenzi kuma-trust okutshalwa kwezindlu nezindlu ingaba nomvuzo omkhulu, njengoba sibonile eminyakeni edlule ukuthi ukutshalwa kwezimali kwezakhiwo kukhiqize osozigidi abaningi. Nokho, lo mkhakha wemizamo ngeke uvune wonke umuntu.
Sixoxe ngamaphuzu abalulekile kulesi sihloko azoba usizo kunoma ngubani ofuna ukungena kulo mkhakha ngamakhono ahlukene.
Okudingayo nje ukusebenzisa ulwazi bese unquma ukuthi ngabe lona ngumsebenzi ozofuna ukuwenza ukuthi ngabe njengomuntu osebenzela inkampani ye-real estate investment trust noma ube wumtshali-zimali ngokwakho.
Izincomo:
- Ingabe Ubuchwepheshe Buyindlela Enhle Yomsebenzi Kuwe?
- Imiholo Yokuphathwa Kwezakhiwo: Konke Odinga Ukukwazi
- Ingabe Izimboni Eziyisisekelo Ziyindlela Enhle Yomsebenzi?
- Izinhlobo Zemisebenzi Yobunjiniyela/Inkundla, Iholo ngo-2023
- 10 Imisebenzi Eku-inthanethi Yabafundi Ongayishintsha Ube Umsebenzi Ovela Ekhaya
References:
- https://www.mytechmag.com/is-real-estate-investment-trusts-a-good-career-path/
- https://totempool.com/blog/real-estate-investments-career-path/
- https://arrestyourdebt.com/real-estate-investment-trusts/
shiya impendulo