Lesi sihloko siqondisa futhi sinikeza ulwazi olubanzi mayelana ne-Return on Investment (ROI).
Imbuyiselo Kutshalomali noma i-ROI ukukhuphuka noma ukuncipha kwamaphesenti otshalomali phakathi nonyaka. Abatshalizimali, abanikazi bamabhizinisi, futhi osomabhizinisi basebenzisa i-ROI ukuze banqume inzuzo yangempela enenzuzo yesivuno sokutshala imali.
Iyini i-Return on Investment?
Imbuyiselo ku-investimenti i-metric yezezimali yokulinganisa amathuba enzuzo evela kutshalomali. Yisilinganiso amasheke aqhathanisa inzuzo nokulahlekelwa okuvela kutshalomali oluhlobene nezindleko zayo.
I-ROI ibalulekile ekwazini inzuzo engaba khona etshalweni. Ngalokhu abatshalizimali bangahlola ukutshalwa kwezimali kwabo futhi banqume ukusebenza kwabo Uma i-investimenti iveza izinzuzo eziningi kunezinye. Njengomtshali-zimali noma usomabhizinisi, uma utshala i-Return on Investment ikusiza ukuthi uqonde kangcono inzuzo nokulahlekelwa okwenziwe ekutshalweni kwezimali.
I-ROI iboniswa ngamaphesenti, okwenza ukwazi ukuqhathanisa inzuzo nempumelelo yokutshalwa kwezimali okuhlukile okuhlukile.
Kwezinye izimo ukutshala imali ukuze wenze imbuyiselo enhle ekutshalweni kwezimali kungaba yingozi, njengoba kunezingozi zokwenza i-ROI engalungile. Abatshalizimali abaningi nabanikazi bamabhizinisi bafuna ukutshalwa kwezimali okuphumelelayo nge-ROI enhle.
Funda futhi: Amasheya Angcono Kakhulu Wezemfundo Ku-inthanethi: Thola Idili Elingcono Kakhulu
Ukubala i-ROI (izindlela ezine ezihlukene)
Kunezindlela ezahlukahlukene zokubala i-ROI, ngayinye inenjongo yayo ekhethekile. Abatshalizimali nosomabhizinisi ababala imbuyiselo enenzuzo ekutshalweni kwezimali basebenzisa enye yalezi zindlela, kuye ngokuthanda kwabo.
1. Indlela Yemali Engenayo
The ifomula eyisisekelo ukuthola imali engenayo kulula ukuyisebenzisa. Okufuneka ukwazi nje inani lezindleko ezitshaliwe kanye nenani lemali engenayo elisuka ku-investimenti.
I-ROI ={Imali engenayo/Izindleko}×100%
Isibonelo esicacile. Imali engenayo:$7,000 Izindleko:$5,000.
I-ROI={$7,000/$5,000}/100 =140% ROI.
2. Indlela Yokuzuza Imali Enkulu
Ukuba ngumtshali-zimali le ndlela ikwenza ukwazi ukubala i-ROI yakho. I-ROI ={Imali Engenayo-Izindleko}/Izindleko ×100.
ROI={$7,000-$5,000}/$5,000×100=40% ROI.
3. Indlela Yokubuyisela Ingqikithi
Le ndlela yenza abatshalizimali bakwazi ukubala i-ROI ngamasheya. ROI =(Inani lamanje lesabelo + Isamba sezabelo ezitholiwe - Intengo yesheya yangempela)/Intengo yoqobo×100.
ROI= (15+1.5-10)/10×100=65%.
Funda futhi: 23 Izivivinyo Zesitifiketi Samahhala Ezinconyiwe ku-inthanethi
4. I-ROI Yonyaka
Abatshalizimali nosomabhizinisi bangasebenzisa le ndlela ukubala i-ROI, ecubungula isikhawu sesikhathi sokutshalwa kwezimali njalo ngonyaka. Le fomula iyinkimbinkimbi kakhulu kunamanye. Njengomtshali-zimali kufanele ubale inzuzo yakho yemali eyi-ROI futhi uqaphele inani leminyaka utshalomali olubanjwa ngalo.
I-ROI=[((1+Inzuzo enkulu ye-ROI)^1/n)-1]×100. I-n imele inani leminyaka i-investimenti ebanjiwe.
I-ROI=[(1+0.4)¼-1]×100=8.7%. Lawa mafomula kwesinye isikhathi avumelana nezimo kakhulu futhi angasetshenziswa ngezindlela ezihlukene. I-ROI ingaba lula futhi ibe yinkimbinkimbi isikhathi esiningi.
Buyela Kumafomula Wokutshalwa Kwezimali (Izinyathelo Ezinhle Kakhulu Ekubaleni)
Uma ungayazi indlela yokubala i-ROI, landela lezi zinyathelo ezilula.
Ku-ROI, kukhona Imali Engenayo, Izindleko, kanye nephesenti le-ROI. Imali engenayo iyonkeIsamba sihlanganisa izindleko ozitshalile kanye nembuyiselo, kuyilapho Izindleko ziyimali oyitshalile. Sizobhekana nephesenti le-ROI ekugcineni.
Okokuqala, susa izindleko emalini engenayo, okukunikeza “inzuzo yenetha”. Uma usuwazi amanani enzuzo yonke, ihlukanise ngezindleko bese uphindaphinda inani elinikeziwe ngo-100.
I-ROI=(Imali Engenayo-Izindleko)/Izindleko×100. Lokhu kukunikeza i-ROI iphesenti. I-Return on Invested Capital (ROIC) elinye igama abatshalizimali okufanele baliqaphele. Ukubuyisela imali etshaliwe kuyintandokazi yezinkampani, hhayi kubatshalizimali.
I-ROIC isilinganiso phakathi kwe-Net Operating Profit After Tax (NOPAT) kanye nemali etshaliwe. Ifomula ye-ROIC ichazwa njenge-ROIC=NOPAT/imali etshaliwe.
Ungabala kanjani i-ROI
Njengomtshali-zimali noma usomabhizinisi, ake sicabange ukuthi uthenge amasheya angu-100 ngo-$5 ngesabelo ngasinye izindleko zakho zokutshala imali ngu-$500. Unenhlanhla uma isitoko singakhuphukela ku-$7 ngesheya ngalinye futhi unquma ukuthengisa amasheya, inani lakho lokutshalwa kwezimali lingu-$700 okubonisa imbuyiselo enenzuzo.
Ukuze uhlole izinzuzo zakho kumaphesenti otshalomali, sebenzisa ifomula. ROI=(Inani lamanje lesamba sesheya-Inani eliyisamba eliyisamba sokuqala)/Isamba senani lesamba sokuqala ×100. I-ROI=($700-$500)/$500×100=40% ROI. Lokhu kusho ukuthi wenze i-ROI engu-40%, ethathwa njenge-ROI enenzuzo kukho konke ukutshalwa kwezimali.
Isinyathelo esifanayo sisebenza kumtshali-zimali otshale imali engu-$1,000 futhi ngemva konyaka utshalomali luletha imbuyiselo engu-$1,300. Ngalezi zinyathelo ezilula Ifomula ye-ROI, abatshalizimali bangahlola amaphesenti abo e-ROI. I-ROI=( $1,300-$1,000)/$1,000×100 = 30% ROI.
Abatshalizimali nezinkampani bangakwazi ukumisa okuhlosiwe kwe-ROI okulindelwe, okuncike kakhulu engcupheni yokutshalwa kwezimali noma ubunzima bephrojekthi.
Funda futhi: Abameli Abakhokhelwa Kakhulu Abangu-20 Emhlabeni | Konke Odinga Ukukwazi
Isetshenziselwani i-ROI?
Abatshalizimali nabanikazi bamabhizinisi bangasebenzisa i-ROI ukuze bahlole izinqumo ezihlukahlukene zokutshala izimali, beqhathanisa nezinhlelo zokutshala izimali ku-ROI kanye nezindleko zokuqala zokutshala izimali. Lokhu kusiza abatshalizimali ukuthi bakhethe ngokunenzuzo utshalomali olulodwa kunolunye. Amabhizinisi aphinde ahlole ukutshalwa kwezimali kwesikhathi esizayo kusetshenziswa izibalo ze-ROI. Lokhu kwenzelwa ukugwema noma yiziphi izinkinga zezimali.
Iyini i-ROI Enhle?
Ukuhamba ngezibalo Zokuhlakanipha Okujwayelekile okungu-7% nangaphezulu njenge-ROI yonyaka kuthathwa njenge-ROI enhle yokutshalwa kwezimali kwesitoko. Lokhu kuphinde kuhlanganise nesilinganiso sembuyiselo yonyaka ye-S&P 500, ehlanganisa ukwehla kwamandla emali.
Buyela Esibalweni Sokutshalwa Kwezimali Isibonelo
Ngokwesibonelo, ake sicabange ukuthi inkampani yachitha u-$20,000 emkhankasweni omusha wokukhangisa, oveze imbuyiselo ka-$100,000 ekuthengisweni. Ukubala i-ROI kwenziwa kalula nje. I-ROI=($100,000-$20,000)/$20,000 × 100 = 400% ROI.
Leli iphesenti elikhulu kakhulu le-ROI. Inkampani ene-ROI ephezulu eyenziwe kuphrojekthi iheha abatshalizimali nosomabhizinisi abaningi.
Izinzuzo Zokusebenzisa i-ROI
I-ROI yafeza okulindelwe kakhulu kwayo ukulinganisa inzuzo nempumelelo ekutshalweni kwezimali. I-ROI isabalalisa imali engenayo yonke kuphrojekthi ukukhombisa ukuthi inkampani kufanele inikeze izinsiza zayo ngokuqhubekayo kuphrojekthi ethile.
Enye yezinzuzo ezinkulu zembuyiselo ekutshalweni kwezimali ukuthi, ingasetshenziswa ekusizeni abatshalizimali kanye nosomabhizinisi ukuhlaziya izindawo zokutshalwa kwezimali eziletha inzuzo enkulu. Lokhu kusebenza kahle kakhulu ekusizeni abatshalizimali ukuthi benze ukukhetha okungcono kakhulu ekutshalweni kwezimali.
Ukubala i-ROI kulula, ngokusekelwe ezinyathelweni ezilula ezihilelekile. Kubanikazi bamabhizinisi, ukubala i-ROI kuwumsebenzi olula usebenzisa ukubamba inani lemakethe.
Imikhawulo yokusebenzisa i-ROI
Ukukwazi ukubalwa ngezindlela ezahlukene kungenye yemikhawulo ye-ROI. Ake sicabangele isimo lapho inzuzo yonke ingalinganiswa njengenzuzo yonke noma ezimweni eziningi, ukuthengisa.
Ngaphezu kwalokho, i-ROI ayibheki isikhathi sokutshalwa kwezimali, esivezwe njengesibi. Ake sicabange i-ROI engu-100% okhangayo futhi ekhuluphele kangcono kune-ROI engu-20%.
Uma isikhathi sokukhiqiza i-100% ROI yiminyaka emi-5 nenyanga ukukhiqiza u-20%. Ukubala okuyisisekelo kwe-ROI kungase kwenze kube nzima kuwe ukuthola ukuthi iyiphi i-investimenti engcono kakhulu.
I-Interpreting Return On Investment (ROI)
Iningi labasafufusa abafuna ukungena ekutshalweni kwezimali livamise ukubuza ukuthi “yini imbuyiselo ekutshalweni kwezimali”?. Le mibuzo idinga impendulo eyanelisayo kodwa ikakhulukazi ukuhumusha i-ROI kuzonikeza ukuqonda okungcono.
Incazelo elula ye-ROI isasele, ukuthi i-ROI iyimethrikhi evamise ukusetshenziselwa ukukala inzuzo kanye nokulahlekelwa okukhiqizwa yi-investimenti ngokuhlobene nezindleko ezitshaliwe.
Ngakho-ke ukuhumusha i-ROI kunikeza imininingwane egcwele mayelana nokutshalwa kwezimali okunenzuzo noma okungeyona inzuzo. Izibalo ku-ROI zisebenzisa “inzuzo yonke” kunokuthi “inzuzo yonke” lokhu kuvame ukusetshenziswa ngoba utshalomali oluningi lungaletha imbuyiselo engemihle esikhundleni sembuyiselo eqondile elindelwe.
Lokhu kusiyisa kokumnyama futhi okubomvu kumele izinzuzo ezinhle nezingezinhle ku-ROI ekutshalweni kwezimali. Uma i-ROI yakho ithi phozithivu, kusho ukuthi umnyama, inkomba ebonisa ukuthi ukubuyiselwa kwakho okuphelele kukhulu kunezindleko zakho zizonke.
Esimeni lapho une-ROI engeyinhle, okusho ngokuqondile ukuthi ukubomvu futhi imbuyiselo yakho iyonke ingaphansi kwesamba sezindleko zakho. Leli yibhizinisi elibi kuwe ngoba isizathu sokuthi utshale imali bekuwukwenza imbuyiselo enhle kunokuba ungabuyi nhlobo.
Eminye imibuzo efana nokuthi “iyini i-ROI enhle isabuzwa kabanzi. Kuncike kakhulu ebhizinisini lakho nasembonini.
Njengomtshali-zimali, i-15% ROI ithathwa njengenani elihle. Kubatshalizimali emakethe yedijithali, i-118% emangalisayo iyisilinganiso se-ROI.
Inani lephesenti elingenhla libonisa umehluko omkhulu ku-ROI, lapho ukumaketha kwedijithali kunezinga eliphezulu kakhulu. Abatshalizimali nabanikazi bamabhizinisi akufanele bakhethe ukutshalwa kwezimali ngokungahleliwe. Ukwazi izinga lemboni yakho kubalulekile.
Izinzuzo kanye ne-Downsides yokusebenzisa i-ROI
I-ROI iyisilinganiso esilula kakhulu sephesenti lenzuzo evela kutshalomali futhi iqukethe izinzuzo eziningi.
- Ukubala kalula
- Abatshalizimali bengculazi bazibekela imigomo yamaphrojekthi amanje nawesikhathi esizayo
- Kulula ukuqonda kokubili ochwepheshe nezimfundamakhwela
- Iqondisa abatshalizimali ukuthi babikezele izinzuzo ezingaba khona zesikhathi esizayo
- Isebenza kahle ukukala impumelelo yamaphrojekthi
- Kuyasiza ekukhetheni ithuba elihlukile lokutshala imali, ukunikeza izinombolo ezicacile ekwenzeni isinqumo esihle
- Ingasetshenziselwa ukubala futhi iqhathanise imbuyiselo yangaphambilini esiza abatshalizimali ukuze bahlole isilinganiso se-ROI sangaphambilini sokutshalwa kwezimali kanye nokusebenza uma kuwutshalomali olungase lucatshangelwe.
I-ROI ingasiza abatshalizimali ekwenzeni izinqumo zokutshala izimali, ukunquma ukutshalwa kwezimali okungcono kakhulu ngembuyiselo enenzuzo. Okukodwa okubi okukhulu ekubaleni i-ROI isici sesikhathi, okungabandakanyi indlela yokubuyisela yonyaka. Njengomphumela wokuba namafomula amaningi ahlukene ekubaleni i-ROI, izikhathi eziningi kuvela ukuthi kuyadida.
Uma sicabanga ukuthi inkampani ibala i-ROI yayo ngefomula ethile, umtshali-zimali, ngakolunye uhlangothi, angase asebenzise ifomula ehlukile ukuze abale futhi ngokwenza kanjalo imiphumela ukuze athole amaphesenti ahlukile. Lokhu kubangela ukudideka okuthile phakathi kwezinkampani nabatshalizimali.
Ukuze kugwenywe ukudideka okunjalo, inkampani nabatshalizimali kufanele basebenzise ifomula efanayo ukubala
I-ROI.
Ukubaluleka kwe-ROI
Abatshalizimali nosomabhizinisi bahlale benesifiso sokukhulisa ukukhula kwamabhizinisi abo ngokwezimali. I-ROI ivame ukusetshenziselwa ukuhlola inzuzo yemali esetshenzisiwe. Ihlaziya ithemba lempumelelo kunoma yiliphi ibhizinisi phakathi nenkathi ethile, kanye nokwenza izinqumo mayelana nezinketho ezingaba khona zokutshalwa kwezimali.
Ikhono lokubala i-ROI liyinani elikhulu kunoma iyiphi inkampani ngokunganaki imboni noma usayizi. Ukwazi ukuthi izimali ozitshalile zingase zibe nembuyiselo emihle kuyimpumuzo kanye nethuba lokukhula kwezezimali.
Ukuba ngumtshali-zimali noma usomabhizinisi, ungakwazi ukubala i-ROI yakho kahle. Unokuqonda kangcono ukuthi ibhizinisi lakho lithuthuka kanjani, kanye nezindawo ezidinga ukunakwa okuphuthumayo ukuze uthuthuke ngokwezimali. Ukuthuthukisa leli su lebhizinisi kuzosiza kakhulu ekufinyeleleni izinjongo zakho zezimali.
Isiphetho
Ukuba nolwazi olubanzi mayelana ne-ROI kukudalula ekutshalweni kwezimali okungase kube nenzuzo. Abatshalizimali nabanikazi bamabhizinisi kufanele baqaphele ukutshalwa kwezimali nge-ROI engabazekayo.
Ukuthola inkululeko yezezimali kuyinto ehamba phambili kubatshalizimali nosomabhizinisi ngokufanayo, hhayi lokho kuphela, kodwa futhi nokukhetha iphesenti le-ROI elingcono kakhulu kukho konke ukutshalwa kwezimali.
Naphezu kwemikhawulo ye-ROI engacatshangelwa isikhathi sembuyiselo, i-ROI isewusizo ekuhloleni ukutshalwa kwezimali.
References:
- https://seekingalpha.com/article/4475210-what-does-roi-mean
- https://www.investopedia.com/terms/r/returnoninvestment.asp
- https://www.techtarget.com/searchcio/definition/ROI
shiya impendulo