Ukuzinza kwezemali kubomi bentsapho akunakwenzeka ngaphandle kobunye kunye nokwabelana ngoxanduva. Ukuba abantwana abayazi ukuba abazali babo bamkela malini baze bafune imali engaphezu kwaleyo banokuyifumana, oku kunokubangela iingxabano entsatsheni. Kwakhona, ukuba iindleko zomnye wabatshati ziphazamisana nezicwangciso zezimali zexesha elide zelinye, oku kunokukhokelela ekupholiseni kweemvakalelo zabo. Fumanisa ukuba uxanduva olwabiweyo kwimali yosapho lunokukunceda njani ufumane eyona ndlela isebenzayo yokulawula uhlahlo lwabiwo-mali losapho lwakho.
Malunga nokubaluleka koXanduva lwezeMali kuBomi boSapho
Usapho olufanelekileyo luhlala njengeqela elimanyeneyo, ngokudibeneyo libeka iinjongo zezimali zexesha elide kunye nokulawula ngononophelo uhlahlo lwabiwo-mali losapho. Kodwa inyaniso idla ngokungafanelekanga, ekubeni lungu ngalinye lentsapho lisenokuba nezinto elizithandayo ezifuna iindleko zemali ezingaphaya koqingqo-mali. Ngenxa yoko, amanye amalungu entsapho asenokuba namatyala yaye ade wonakale. Kakade ke, nakwiimeko ezinjalo, unokuzifumana payday loans online embi ngetyala. Nangona kunjalo, kulunge ngakumbi ukuhlalutya ngokucokisekileyo imeko yemali yentsapho yakho kwaye ufunde uqheliselo lokwabelana ngembopheleleko.
Ngaba uxanduva olwabiweyo kwizeMali lubandakanya ntoni?
Ulawulo olusebenzayo lwemali yosapho kufuneka lube nengqiqo kwaye lusekelwe kuhlalutyo olucokisekileyo lwengeniso kunye neendleko. Nangona kunjalo, kwiintsapho ezininzi, ukuchitha imali kuqhutyelwa ngokuzenzekelayo, kuxhomekeke kwiminqweno kunye neemfuno ezikhulayo. Zama ukutshintsha le mikhwa ingalunganga yezemali ngezi ndlela zilandelayo zoxanduva lokwabelana.
Ukuxoxa ngemiba yezeMali
Abanye abantu bacinga ukuba ukuxubusha ngemibandela yemali entsatsheni kuphelisa iimvakalelo. Enyanisweni, oku kukhuthaza ukuqondana okukhulu kunye noxanduva kuyo yonke inkcitho. Dibana nosapho lwakho ekupheleni kwenyanga nijonge indlela eniqhuba ngayo imali, nihlole indlela eniqhuba ngayo emalini, nifunde kwiimpazamo zenu, nizibekele izicwangciso zenyanga ezayo.
Ukwenziwa kweZigqibo eziManyeneyo
Ukuba uceba ukuthenga okukhulu, khetha ukhetho oluthile kunye nentsapho yonke. Abanye basenokukhetha ukugcina imali kwaye bathenge enye indlela enexabiso eliphantsi ukuze basebenzise imali yokonga kwenye into.
Yabelana ngoxanduva lwezeMali
Ntsapho nganye kufuneka ihlawule, njengokuhlawula amatyala, ukuhlawula amatyala, i-inshorensi, njl. njl. Musa ukuvumela ilungu lentsapho libe linye ukuba lihlawule zonke ezi ndleko. Nokuba ukhetha ukwenza uhlahlo lwabiwo-mali ngokwahlukeneyo, yenza ingxowa-mali edibeneyo yeendleko ezinjalo ukuze onke amalungu osapho anengeniso ahlawule kunye.
Yenza iiAkhawunti eziHlangeneyo
Iiakhawunti ezidibeneyo zinokuba sisixhobo esisebenzayo sokuqinisa umanyano lwentsapho malunga nemiba yezemali. Banokukunceda ukusombulula imisebenzi emininzi evela rhoqo kubomi bosapho:
- Bonisa ukuthembela kwilungu ngalinye losapho elikwaziyo ukufikelela kwiakhawunti;
- Nika omnye nomnye ithuba lokufumana ezongezelelweyo imali kwimeko yonxunguphalo;
- Yenza iindleko zosapho zicace kwaye zilula uhlalutyo lwenyanga.
The Line Bottom
Ukukhuthaza impilo-ntle yosapho kufuneka kusekelwe kwiimali ezisempilweni. Kodwa oku kunokwenzeka kuphela ukuba ilungu ngalinye lentsapho liyazi imbopheleleko yabo yemali kwaye liziphatha ngokusekelwe kwimithetho ethile. Isitshixo kuxanduva oludibeneyo lunxibelelwano oluvulekileyo nolunyanisekileyo malunga nemiba enxulumene nenkcitho kunye nezicwangciso zexesha elizayo. Ukuba ufuna ukufumana ikhaya elikhuselekileyo ngokwasezimalini, qalisa uhambo lwakho lwezemali kunye nohlahlo lwabiwo-mali kunye nokwabelana ngoxanduva.
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