Amabhange nezinye izikhungo zezimali emhlabeni wonke azivuli ngezimpelasonto, ikakhulukazi ngamaSonto. Nokho, sizokukhombisa amabhange asebenza ngeSonto, uma nje udinga ukuwavakashela amahora ambalwa azowavula.
E-United States, amaSonto ngokuvamile awusuku lapho amabhange ezwe avalwa khona. Njengoba izigidi zabanikazi bama-akhawunti bebhanga nezikhungo eziningi zezezimali, kunesidingo sokuthi amanye amabhange asebenze ngeSonto.
Amanye amabhange asebenza amahora ambalwa ngeSonto futhi phakathi nalawa mahora okusebenza, ungangena egatsheni ukuze uqedele umsebenzi obalulekile.
Nalapho ngiphuma khona, amabhange awavuli ngeSonto futhi ngikholelwa ukuthi yinto efanayo edolobheni lakho. Kodwa, izimo zingavela noma nini futhi abanikazi bama-akhawunti besikhungo kungase kudingeke ukuthi baqedele ukuthengiselana.
Kudala ngaphambi kokuthi kwethulwe ukubhanga ngedijithali emphakathini, amabhange avamise ukuvala ngezimpelasonto. Kodwa kubonakala sengathi ukubhanga nge-inthanethi akwanele futhi amabhange kufanele avule amahora ambalwa ngoMgqibelo nangeSonto.
Kungani amabhange evaliwe ngamaSonto
Amabhange ayizikhungo esizethembayo ukuthi zizoqapha izimali zethu. Sihlale sibheka izikhungo ezithembekile ezingasinikeza amanani enzalo aphezulu, imali mboleko yezimoto, izikweletu zezindlu, njll.
Amabhange ngokuvamile asebenza phakathi nesonto hhayi ngezimpelasonto. Phakathi nalezi zinsuku zeviki, imisebenzi eminingi iqedwa emabhange. Phakathi nesonto lomsebenzi, amahora asebhange avamise ukuba phakathi kuka-8:00 AM no-9:00 AM futhi avale phakathi kuka-4:00 PM no-6:00 PM.
Pho kungani amabhange evaliwe ngamaSonto?
Amabhange avala ngezimpelasonto ukuze athole isikhathi esengeziwe sokubuyisana okwenziwe ngamaphepha okuqalwe kusukela ngoMsombuluko kuya kuLwesihlanu. Mhlawumbe kukhona lesi sikhathi obudinga ngaso ukucubungula umsebenzi obalulekile wezezimali wabe usufika ebhange lakho wathola ukuthi livaliwe.
Ukubhenka namuhla akusafani nakuqala emashumini eminyaka edlule. Ukubhanga ngeselula ne-inthanethi kwenza kube lula kubanikazi bama-akhawunti ukufinyelela izimali zabo futhi baqedele ukuthengiselana.
Ngokubhanga ku-inthanethi, ungafinyelela kalula izimali zakho futhi usebenze imisebenzi ebalulekile noma kuphi, nganoma yisiphi isikhathi. Nokho, okunye ukuthengiselana kungacutshungulwa kuphela egatsheni hhayi ku-inthanethi.
Izimpelasonto akuzona izinsuku lapho amabhange evaliwe. Khumbula, amabhange abuye agcine amaholide amaningana unyaka wonke. Kungaba uSuku Lwabasebenzi, Usuku Lukazwelonke nanoma yiliphi elinye iholide eligcinwe amabhange.
Funda futhi: Amabhange Angcono Kakhulu angama-20 e-US ngo-2024
Amabhange Nezinyunyana Zezikweletu Ezivulwa ngeSonto
Uma ufuna "amabhange avulwa ngeSonto eduze kwami," ukuthola amagatsha asesitolo ebhange kuyinketho yakho engcono kakhulu. Izikhungo ezinamagatsha ezitolo ezinkulu kanye nezitolo zokudayisa ziyizinketho zakho.
IMoneyCentre yakwaWalmart, ShopRite, kanye neRalph yizikhungo ezivulwa ngamaSonto. Uma udinga izinsiza zasebhange ngeSonto lapho amabhange evaliwe, ungangena eShopRite, Walmart MoneyCentre noma e-Ralphs.
Amahora okuvula amabhange asebenza ngeSonto angahluka ngokuya ngendawo. Amabhange avula ngeSonto ngokuvamile asebenza kusukela ekuseni kuze kube semini. Amanye amabhange asebenza ngamaSonto avala ngo-2:00 PM noma ngo-5:00 PM.
Amahora Okubhanga Kwamanye Amabhange Avulwa ngeSonto
Nanka amanye amabhange avula ngamaSonto namahora awo okusebenza.
Bank | Amahora Okusebenza ngeSonto |
I-Bank of America: Elinye lamabhange amakhulu e-United anempahla engaphezu kuka-$3 trillion. | 10:00 AM kuya ku-2:00 PM noma 3:00 PM (Ezinye Izindawo) |
I-Chase Bank: Futhi elinye lamabhange amakhulu aseMelika anempahla engaphezu kuka-$3 trillion. | 9:00 AM noma 10:00 AM kuya 2:00 PM (Kwamanye Amagatsha eNew York City naseLakewood New Jersey) |
I-East West Bank | 10:00 AM kuya ku-2:00 PM noma 3:00 PM (Emagatsheni Asogwini Oluningi LwaseMpumalanga), 11:00 AM kuya ku-5:00 PM (Emagatsheni amaningi oGwini LwaseNtshonalanga) |
Ebhange lesiThathu | 11:00 AM kuya ku-4:00 PM (Izindawo ze-Kroger Supermarket) |
I-PNC Bank | 9:00 AM kuya ku-3:00 PM (Izindawo Zesuphamakethe Namanye Amagatsha e-Pittsburgh) |
I-Huntington Bank | 10:00 AM to 3:00 PM (Giant Eagle Grocery Store & Pharmacy Location) |
ISterling National Bank | 9:00 AM kuya ku-2:00 PM (Kwezinye Izindawo) |
I-TD Bank | I-11: I-00 AM iye kwi-3: 00 PM |
I-Valley Bank | 10:00 AM kuya ku-3:00 PM (Kwezinye Izindawo) |
Amahora Ebhange LangeSonto
Nawa amanye amabhange asebenza ngamaSonto.
- I-America Savings Bank isebenza phakathi kwamahora ka-9:00 AM kanye no-1:00 PM ngeSonto. Lawa amahora okubhanga ezindawo zamagatsha e-America Savings Bank e-Hawaii.
- Okulandelayo yiBhange Lezempi elivame ukuvulwa ngeSonto, kodwa amahora okusebenza ayahluka ngokuya ngezindawo zamagatsha.
- I-Bank National Association nayo ivula ngeSonto phakathi kwamahora ka-1:00 PM kuya ku-5:00 PM.
- Ibhange laseKirksville: Kuvulwa ngeSonto kusukela ngo-1:00 PM kuya ku-5:00 PM.
- ICumberland Valley National Bank: Amahora okuvula ngeSonto asuka ngo-1:00 PM kuya ku-5:00 PM.
- Wkusho uFargo: Izindawo eziningi zamagatsha zivulwa ngeSonto kusukela ngo-10:00 AM kuya ku-3:00 PM noma ngo-10:00 AM kuya ku-4:00 PM.
- I-US Bank: Izindawo ezimbalwa ze-Ralph zivame ukuvulwa ngamaSonto kusukela ngo-10:00 AM kuya ku-2:00 PM.
Lindela Amabhange Ukuvula Amahora Amafushane ngamaSonto
Ungalindeli ukuthi ibhange lakho lizosebenza njengezinsuku ezivamile zeviki ngamaSonto. Amahora okubhanga ngokuvamile aphakathi kwamahora ka-8:00 AM noma u-9:00 AM futhi avale phakathi kwamahora ka-4:00 PM kanye no-6:00 PM.
Uma ibhange lakho linquma ukuvula ngeSonto, cishe lizosebenza amahora ambalwa. Amabhange asebenza amahora amade kuphela phakathi nezinsuku. IMigqibelo noma amaSonto amahora ambalwa nje omsebenzi.
Manje, abantu abaningi bangase bakhululeke ngezimpelasonto kuphela ukuze bavakashele amabhange abo. ngakho amahora ambalwa amabhange okufanele asebenze ngoMgqibelo noma ngeSonto angase aminyene.
Emahoreni ambalwa nje, la mabhange azobe evuliwe ngezimpelasonto, futhi abasebenzi besikhungo kungase kudingeke banelise inani elikhulu labanikazi bama-akhawunti.
Ukuze ugweme noma yikuphi ukuphoxeka lapho uvakashela ibhange lakho phakathi namahora ambalwa okusebenza ngezimpelasonto, qiniseka ukuthi wenza i-aphoyintimenti nomphathi wasebhange.
IMigqibelo namaSonto akuzona izinsuku zokusebenza ezivamile zamabhange, kodwa uma ibhange linquma ukuvula ngeSonto, amakhasimende ahlanganyela phakathi neviki kufanele alisebenzise ithuba.
Funda futhi: 10 Amabhange Ahamba Phambili e-Tennessee ngo-2024
Amahora Abasebenzi
Wonke umsebenzi ongaphansi kwe-payroll yesikhungo uyakuqonda ukubaluleka kokuthola isikhathi emsebenzini. Abasebenzi bangathola usuku noma inyanga yonke emsebenzini.
Noma ubani osebenza amahora phakathi nesonto ufanelwe ikhefu futhi abasebenzi basebhange abahlukile. Amabhange awasebenzi ngeMigqibelo nangamaSonto ngoba abasebenzi badinga isikhathi sokuphumula.
Uma sikhuluma ngabasebenzi basebhange sisuke sikhuluma ngomphathi, ababalisi basemabhange, abeluleki bezezimali, nabezokuphepha. Laba ngabantu abasebenza ngokubambisana ebhange ukuze baqinisekise ukuthi amakhasimende athola izinsiza ezihamba phambili.
Basebenza amahora ambalwa phakathi nezinsuku kanti izimpelasonto yilapho bethola khona isikhathi sokuphumula. Nokho, amabhange asasenza isikhathi sokunaka amakhasimende ngamaSonto.
Okwenziwayo Kusabambezelekile
Amanye amabhange e-United States avula ngeSonto futhi noma ubani angangena ebhange ukuze aqale ukuthengiselana okubalulekile. Uma ibhange lakho livula ngeSonto futhi unquma ukungena egatsheni ukuze uqale umsebenzi ofana nokufaka isheke, khumbula ukuthi inqubo ngeke iqale ngalolo suku.
Kungani iSonto Lingathathwa Njengosuku Lwebhizinisi Olujwayelekile
Isonto liqala ngeSonto kodwa akubhekwa njengosuku olujwayelekile lwebhizinisi. UMsombuluko wusuku olujwayelekile lokuthi amabhizinisi avala ngezimpelasonto aqale kabusha.
Ngokuvamile, kuthatha cishe izinsuku ezintathu zokusebenza ukuze idiphozi yesheke isulwe. Ungalindeli ukuthi iwashi lizoqala ukuphawula uma uqala ukuthengiselana okunjalo ngezimpelasonto, ikakhulukazi ngeSonto.
Umsebenzi uzoqala ukucutshungulwa kuphela ngosuku olulandelayo lokusebenza, okungenzeka kube ngoMsombuluko.
E-United States, amaholide amaningi e-federal agujwa ngeMisombuluko futhi amabhange ezweni awacabangi izinsuku ezifana nezinsuku zebhizinisi. Ngamaholide anjalo, kuthatha izinsuku eziningi ukuqala ukucubungula idiphozi yesheke.
Ukubhenka ngaphandle kweGatsha
Eminyakeni edlule sibone intuthuko enkulu kubuchwepheshe bamabhange. Kulezi zinsuku amakhasimende angakwazi ukuqalisa kalula ukuthengiselana okubalulekile futhi ingxenye ejabulisa kakhulu yakho konke ukuthi akudingeki ukuthi angene ebhange ukuze enze lokhu.
Ubuchwepheshe buye benza ukubhanga kwaba lula. Namuhla amabhange anezinhlelo zokusebenza zeselula ezivumela amakhasimende ukuthi aphathe ama-akhawunti awo noma kuphi, nganoma yisiphi isikhathi.
Kukhona izinhlelo zokusebenza zebhange zamaselula namuhla eziza nezici ezithakazelisayo. Ezinye izinhlelo zokusebenza zamabhange eselula ziza ne Indawo ye-ATM kanye nohlelo oluyingqayizivele olubizwa ngeZelle.
Ngokwethulwa kwebhange le-inthanethi neselula, amakhasimende angakhokha kalula izikweletu, adlulise izimali, futhi afake amasheke ekude ngokuthatha izithombe zamasheke.
Ukukhipha ukheshi kungenziwa kuphela ku-ATM yingakho unezinhlelo zokusebenza zebhange ephathwayo kulezi zinsuku ngesitholi se-ATM.
Ukugcinwa Kwesiko Lenkolo: UbuKristu
Izigidi zamaKristu emhlabeni wonke zigcina iSonto njengosuku lokukhulekela, ngakho kuyoba into enhle ukungasebenzi ngamaSonto.
Leli siko laziwa kakhulu enyakatho nenkabazwe, lapho ungathola khona amabhizinisi avaliwe ngeSonto. Amabhange nawo angamabhizinisi aqaphelayo leli siko futhi awavuli ngeSonto.
Nokho, akuwona wonke amabhange avaliwe ngeSonto, njengoba kukhona amabhange anikeza abasebenzi ithuba lokusebenza ngezimpelasonto. Bavula amahora ambalwa ngeSonto futhi banakekele amakhasimende.
Funda futhi: 15 Amabhange Ezwe Angcono Kakhulu eMelika ngo-2024
Ibhizinisi Logistics
Amabhange ajwayele ukucabangela ukuhleleka kokusebenza kwawo kanye nezindleko zokusebenza zokuvula usuku. Kubalulekile ukuthi ibhange libale imbuyiselo ekutshalweni kwezimali elizoyithola ngosuku ngalunye lwebhizinisi.
Amabhizinisi aqhutshwa phakathi nezinsuku ezinhlanu zokusebenza ngesonto. Amabhange kufanele acabangele ukuthi kufaneleka yini izindleko zokuhlala evulekile usuku oluthile ezinsukwini ezinhlanu zokusebenza (kusuka ngoMsombuluko kuya kuLwesihlanu) evikini.
Izinsuku ezinhlanu zokusebenza ngesonto yilapho amabhizinisi amaningi enziwa khona. Abantu bancamela ukuqhuba ibhizinisi phakathi nezinsuku futhi mancane amathuba okuthi babhange ngezinjongo zebhizinisi kanye nezezimali zomuntu siqu ngezimpelasonto.
Isiphetho
E-United States, amaSonto ngokuvamile awusuku lapho amabhange ezwe avalwa khona. Njengoba izigidi zabanikazi bama-akhawunti bebhanga nezikhungo eziningi zezezimali, kunesidingo sokuthi amanye amabhange asebenze ngeSonto.
Amanye amabhange asebenza amahora ambalwa ngeSonto futhi phakathi nalawa mahora okusebenza, ungangena egatsheni ukuze uqedele umsebenzi obalulekile.
Izincomo
- Umhlahlandlela Ophelele Wokufunda Ngomshini Ebhange, Izinsizakalo Zezezimali, kanye Nokutshalwa Kwezimali
- Amabhange Angcono Kakhulu angama-20 e-US ngo-2024
- 10 Amabhange Ahamba Phambili e-Arizona ngo-2024
- 10 Amabhange Ahamba Phambili e-Tennessee ngo-2024
- Imisebenzi eyi-10 Ehamba phambili Ethengiswayo Emhlabeni ngo-2024
shiya impendulo