Ukuzinza ngokwezimali ekuphileni komkhaya akunakwenzeka ngaphandle kobunye nokwabelana ngemithwalo yemfanelo. Uma izingane zingazi ukuthi abazali bazo bahola malini futhi bafuna okungaphezu kwalokho abangazikhokha, lokhu kungase kubangele izingxabano zomkhaya. Futhi, uma izindleko zomunye womshado ziphazamisa izinhlelo zesikhathi eside zezezimali zomunye, lokhu kungaholela ekudambiseni imizwa yabo. Thola ukuthi isibopho esabelwene kwezezimali zomndeni singakusiza kanjani uthole indlela ephumelela kakhulu yokuphatha ibhajethi yomndeni wakho.
Mayelana Nokubaluleka Kwesibopho Sezezimali Ekuphileni Komndeni
Umndeni okahle uphila njengeqembu elibumbene, ngokuhlanganyela ubeka imigomo yezezimali yesikhathi eside futhi ulawule ibhajethi yomndeni ngokuzibophezela. Kodwa ngokuvamile iqiniso alilona iqiniso, njengoba ilungu ngalinye lomkhaya lingase libe nezinto zalo siqu ezidinga izindleko ezingokwezimali ezingaphezu kwesabelomali. Ngenxa yalokho, amanye amalungu omkhaya angase aqongelele izikweletu futhi onakalise nomlando wawo wezikweletu. Yiqiniso, ngisho nasezimweni ezinjalo, ungathola payday loans online bad credit. Kodwa-ke, kungcono ukuhlaziya ngokucophelela isimo sezezimali somndeni wakho futhi ufunde imikhuba yokuhlanganyela umthwalo wemfanelo.
Ihlanganisani Isibopho Esabiwe Kwezezimali?
Ukuphatha kahle izimali zomndeni kufanele kube okunengqondo futhi kusekelwe ekuhlaziyeni okuphelele kwemali engenayo nezindleko. Nokho, emindenini eminingi, ukusebenzisa imali kwenziwa ngokuzenzakalelayo, kuye ngezifiso nezidingo ezivelayo. Zama ukushintsha le mikhuba yezezimali engenampilo ngalezi zinqubo ezilandelayo zokuzibophezela okwabelwana ngazo.
Ukuxoxa ngezindaba zezezimali
Abanye abantu bacabanga ukuthi ukuxoxa ngezindaba zezimali zomkhaya kuqeda imizwa. Eqinisweni, lokhu kuthuthukisa ukuqondana okukhulu kanye nokuzibophezela kuzo zonke izindleko. Hlangana nomndeni wakho ekupheleni kwenyanga ukuze nihlole izimali zenu, nihlole ukusebenza kwezimali zenu, nifunde emaphutheni enu, futhi nihlele izinhlelo zenyanga elandelayo.
Ukuthatha Izinqumo Ngokuhlanganyela
Uma uhlela ukuthenga okukhulu, khetha inketho ethile kanye nawo wonke umndeni. Abanye bangase bancamele ukulondoloza imali futhi bathenge enye indlela eshibhile ukuze basebenzise imali yokonga enye into.
Yabelana Ngezibopho Zezezimali
Umndeni ngamunye unezinkokhelo eziyisibopho, ezinjengokukhokha izikweletu zezinsiza, ukukhokha izikweletu, umshwalense, njll. Ungavumeli ilungu lomndeni elilodwa ukuthi likhokhe zonke lezi zindleko. Ngisho noma uthanda ukwenza isabelomali ngokwehlukana, yakha isikhwama esihlanganyelwe sezindleko ezinjalo ukuze wonke amalungu omndeni aneholo azikhokhele ndawonye.
Dala Ama-Akhawunti Ahlangene
Ama-akhawunti ahlanganisiwe angaba yithuluzi elisebenzayo lokuqinisa ubunye bomndeni ezindabeni zezezimali. Bangakusiza ukuxazulula imisebenzi eminingi evela njalo empilweni yomndeni:
- Bonisa ukwethemba ilungu ngalinye lomndeni elikwazi ukufinyelela i-akhawunti;
- Nikezanani ithuba lokuthola okwengeziwe izimali esimweni esiphuthumayo;
- Yenza izindleko zomndeni zibe sobala futhi zibe lula ukuhlaziya nyanga zonke.
Iphuzu Eliyinhloko
Ukukhuthaza inhlalakahle yomndeni kufanele kusekelwe ezezimali ezinempilo. Kodwa lokhu kungenzeka kuphela uma ilungu ngalinye lomndeni liqaphela umthwalo walo wezezimali futhi liziphatha ngokusekelwe emithethweni ethile. Isihluthulelo sesibopho sobabili ukuxhumana okuvulekile nokwethembeka mayelana nezindaba ezihlobene nokusetshenziswa kwemali nezinhlelo zesikhathi esizayo. Uma ufuna ukuthola umndeni ovikelekile ngokwezimali, qala uhambo lwakho lwezezimali oluhlanganyelwe ngesabelomali nokwabelana ngezibopho.
shiya impendulo