Nkhaniyi ikuwonetsa mayiko asanu ndi anayi omwe alibe msonkho wandalama mu 2024.
Kukhala m'dziko lopanda msonkho kumasonyeza ndalama zambiri m'thumba lanu mukalipira, koma mtengo wokhala m'madera otere ukhoza kukhala wokwera kwambiri.
Chifukwa chake tiwona mayiko asanu ndi anayi omwe alibe msonkho wa ndalama mu 2024, koma woyamba angafunse, kodi msonkho wa ndalama ndi chiyani?
Kodi msonkho wa ndalama ndi chiyani?
Misonkho ya msonkho ndi njira yomwe misonkho imaperekedwa kwa eni mabizinesi ndi anthu paokha ndi boma.
Misonkho imeneyi nthawi zambiri imalipidwa pamlingo wa ndalama zomwe munthu amapeza kapena malipiro okhazikika.
Ndalama zomwe zimasonkhanitsidwa kuchokera kwa okhometsa msonkho zimagwiritsidwa ntchito pomanga maziko opititsa patsogolo chithandizo chaumoyo ndi ntchito zina za boma.
Kodi msonkho wa ndalama umagwira ntchito bwanji?
IRS (Internal Revenue Fund) ili ndi udindo wotolera misonkho m'njira zonse, kuyambira malipiro, malipiro, ndalama, phindu, ndi ma komisheni.
Ndalama zomwe zimasonkhanitsidwa ngati misonkho zimagwiritsidwa ntchito pachitukuko m'madera ndi m'boma, pomanga misewu, katundu wa boma, chisamaliro chaumoyo, ndi chitetezo.
Zomwe zimatanthauza kukhala wokhala m'boma wopanda msonkho wa ndalama
Maiko omwe ali ndi msonkho wochepa kapena wopanda msonkho amaoneka ngati malo odabwitsa kwa okhometsa msonkho; kukhala wokhala m’maiko otere kuli kopindulitsa kwambiri kwa iwe mwini.
Boma la boma nthawi zonse limafuna kutolera misonkho kwa anthu okhalamo, koma chifukwa chokhala opanda msonkho, mumalipira msonkho wochepa kapena osalipira konse. Komanso, samalani misonkho ina yomwe ilipo popanda msonkho wa ndalama.
Ubwino ndi kuipa kokhala m'dziko lopanda msonkho
Kukhazikitsa nyumba Njira imodzi yosavuta yopezera phindu kuchokera ku boma lopanda msonkho ndiyo kukhala nzika yanthawi zonse ya dzikolo. Mukakwaniritsa zofunikira zingapo, khazikitsani malo okhala ndipo musasangalale ndi msonkho wandalama m'maiko otere. Mothandizidwa ndi mlangizi wa zachuma, misonkho yanu yamtsogolo imatetezedwa
Mapindu opuma pantchito
Kukhala m'boma lopanda msonkho ngati wopuma pantchito kumabwera ndi zopindulitsa zambiri, ndipo mumatha kusunga ndalama zanu zapenshoni.
Monga wachikulire, mungafune kupereka penshoni yanu kwa wachinyamata wa m’banja mwanu, mwina kuti muwathandize pazandalama za koleji kapena cholowa chandalama zanu.
M'madera ena opanda msonkho wa ndalama, chithandizo chamankhwala sichikhoza kutheka, misonkho ya katundu ndi yokwera, ndipo ndalama zothandizira okalamba zimakhala zochepa.
Mtengo wa moyo (moyo)
Monga munthu wapenshoni, moyo wanu pazaka zimene mukugwira ntchito ukhoza kukhala wosiyana kwambiri mukapuma pantchito, chifukwa m’madera ena opanda msonkho wa ndalama zimene mumapeza ndi okwera mtengo.
Kusunga ndalama zanu zapenshoni “m’boma lopanda msonkho” sikungafike pa moyo wofunikira m’maiko otere.
Mwachitsanzo, ngati wokhala ku Manhattan, New York, ali ndi malipiro a $30,000, munthu yemweyo amafunikira malipiro a $45,000 kuti akwaniritse miyezo ya moyo ku Anchorage, Alaska.
Zoganizira musanasamukire kudziko lopanda msonkho.
Kusamukira kudziko lopanda msonkho wa ndalama kumawoneka ngati malo otetezeka kwa okhometsa msonkho. Komabe, zinthu zina zimakonda kukweza mtengo wa moyo.
M'maboma opanda msonkho wa ndalama, ndalama zomwe zatayika zimabwezedwa ndi kuwonjezeka kwa msonkho wa msonkho, malonda, kapena katundu.
Malinga ndi mfundo za Tax Foundation, dziko la Washington lili ndi imodzi mwamisonkho yapamwamba kwambiri yamafuta pamlingo wokwera masenti 49.4 pa galoni.
Misonkho yophatikizana yogulitsa ku Tennessee ndi 9.53%, yomwe ndi msonkho wapamwamba kwambiri ku US
Ngakhale kuti Alaska ndi New Hampshire amapezanso ndalama zawo pamisonkho ya katundu pa 51.8% ndi 67.6%, ubwino wokhala m'madera opanda msonkho wa msonkho ndi wokopa, koma kumbali ina, mwayi wa ntchito ndi malipiro abwino kungakhale kovuta kupeza, ndipo mtengo wa moyo ukhoza kukhala wokwera kwambiri.
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Mayiko 9 Opanda Msonkho Wopeza
Khalani Odziwa Gulu adayika pamodzi dziko labwino kwambiri ku United States of America popanda msonkho wa ndalama. chitani bwino kuwerenga mpaka kumapeto kuti mudziwe zonse zomwe muyenera kudziwa.
Alaska
Kuwirikiza kasanu kukula kwa dziko la France, Alaska ndi dziko lalikulu kwambiri ku US Boma la Alaskan linayamba kutolera misonkho pamtengo wokwera kuchokera kumakampani amafuta ndi gasi kuti apeze ndalama. The Alaskan zikutanthauza ogwira mlingo katundu ndi wonse boma ndi m'dera msonkho katundu ndi pa mlingo wa 0.98% ndi 5.8%, motero.
Ili pa 47 mwa 50 pamndandanda womwe ungagulidwe ndi U.S News & World Report, ndi amodzi mwa Mayiko Opanda Misonkho Yopanda Phindu ndipo amadziwikanso kuti ndi amodzi mwa mayiko abwino kwambiri kukhalamo.
Chifukwa chokhala kudera lakutali, mtengo wa moyo ku Alaska ndi wokwera kwambiri; ntchito ndi mwayi wopeza ndalama sizimatheka.
Anthu okhala m'boma la Alaska amatha kulandira ndalama zokwana $2,000 pachaka kuchokera ku Alaska Permanent Fund Corp atakwaniritsa zofunikira ndi ziyeneretso zingapo.
Dongosolo la zaumoyo ku Alaskan ndi maphunziro akadali okwera mtengo kwambiri ku U.S., pa $11,064 pa munthu mchaka cha 2014, mtengo wachipatala wa boma ndi wokwera mtengo kwambiri. Mu 2019 boma lidawononga ndalama zambiri pamaphunziro kudera lonse lakumadzulo kwa US, $18,394 pa wophunzira aliyense.
Alaska, pofika 2017 adapatsidwa C ndi ASCE.
Florida
Amatchedwa kuti Sunshine State, ndipo ndi amodzi mwa mayiko omwe alibe msonkho wopeza ndalama ndi anthu ambiri opuma pantchito. Ndi mlingo wa 6.9% monga msonkho wonse wa msonkho, womwe umatengedwa kuti ndi wachisanu ndi chimodzi wotsika kwambiri ku U.S., misonkho ya ku Florida yogulitsa ndi kugulitsa katundu ili pamwamba pa chiwerengero cha dziko la US.
Kalelo mu 2014, boma la Florida ndalama zogwiritsira ntchito pachipatala pa munthu aliyense zinali $8,076 ($31 kuposa avareji yokhazikika). Mu 2019, Florida inali m'gulu la mayiko otsika kwambiri kusukulu
ndalama zamakina, kuwononga mpaka $9,654 kwa wophunzira aliyense; Zotsatira zake, ASCE idakweza zida zake zamaphunziro C mu 2021.
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Nevada
Nevada imapanga ndalama zake makamaka pamisonkho yayikulu yogulitsa kuchokera ku zovala, golosale, kutchova njuga, ndi mahotela akukasino popeza ili ndi mzinda wokongola wa Las Vegas.
Dera la Nevada lili pa nambala 8 pamitengo yonse ya msonkho. Misonkho yomwe munthu amapeza ndi 8.23%, ndipo poyerekeza ndi mayiko ena, Nevada ndi 22nd mwa 50 pamisonkho yonseyo.
Mosasamala mtengo wa moyo wa Nevada, boma likadali pa nambala 37 chifukwa cha moyo wake.
Nevada ikuwoneka ngati yokonda eni mabizinesi kuti alimbikitsenso mabizinesi awo.
Mu 2019 ndalama zomwe boma zophunzitsira zinali $9,344 kwa wophunzira aliyense.
ASCE idakweza Nevada zomangamanga C chaka chatha, ndikupangitsa Nevada kukhala yachinayi kutsika kumadzulo kwa US.
Kale mu 2014, $6,714 inali chisamaliro chaumoyo cha boma pamunthu aliyense, chomwe chimawonedwa ngati chotsika kwambiri.
New Hampshire
Nyumba ya Senate ya New Hampshire idapereka lamulo loti 1% ya msonkho wa ndalama zogulira ndalama utha mkati mwa zaka 5; izi ziyenera kukwaniritsidwa pofika 2027.
Misonkho yonse ya m'boma ndi yakumaloko ndi 9.7%, ngakhale New Hampshire ilibe msonkho wogulitsa koma imakhala ndi misonkho yayikulu kwambiri pafodya. Avereji yamisonkho yanyumba ndi 1.86% yomwe imadziwika kuti ndi yachitatu kwambiri ku US
Chifukwa chokhala ndi nyumba, New Hampshire imayikidwa pamlingo wapakati, koma misonkho yanyumba ndi mtengo wamoyo m'boma ndi wokwera.
M'gawo la maphunziro, New Hampshire imawononga ndalama zambiri kuposa dziko lina lililonse kupatula Alaska, $17,462 pa wophunzira aliyense pofika 2019.
Pofika chaka cha 2014, New Hampshire ili pa nambala yachisanu ndi chinayi ku US chifukwa chogwiritsa ntchito chithandizo chamankhwala $9,589 pa munthu aliyense.
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South Dakota
Kwawo ku Mount Rushmore, South Dakota imafika kumodzi mwa zigawo zisanu ndi zinayi zopanda msonkho mu 2024.
South Dakota ili ndi misonkho yotsika, 7.37% yokha ya ndalama zaumwini kuchokera kwa anthu okhala m'boma, koma mtengo wake wamtengo wapatali pa 1.14%, womwe eni nyumba ambiri angaganize kuti ndi otsetsereka. South Dakota ili pampando wapamwamba kwambiri pamndandanda wogula, zomwe zimapangitsa kukhala malo okondedwa kwa anthu opuma pantchito aku America.
South Dakota, mmbuyo mu 2014, idawononga ndalama zokwana $8,933 pa munthu aliyense pazaumoyo, zomwe anthu ambiri m'boma sangakwanitse ngakhale akukhala opanda msonkho.
Boma likadalandira kalasi yovomerezeka kuchokera ku ASCE, koma mu 2019, boma lidawononga ndalama zambiri pamaphunziro, $10,139 pa wophunzira aliyense.
Tennessee
Ili ndi limodzi mwa mayiko omwe alibe msonkho wa ndalama. Nyumba yamalamulo ku Tennessee idapereka chigamulo mu 2016 ndipo idakonza zotsitsa misonkho ndi 1% pachaka chifukwa cha ndalama zomwe sanapeze. Ndipo pofika 2021, msonkho udathetsedwa.
Tennessee imakhazikitsa misonkho yayikulu pamisonkho yogulitsa komanso misonkho yapamwamba kwambiri ya mowa pa $1.29 pa galoni.
Misonkho yonse ya Tennessee ndi 5.74% (2 yotsika kwambiri ku U.S.). Komanso, pakukwanitsa, boma lili pa nambala 17 pamiyezo ya US News & World Report.
Mu 2019 Tennessee idaposa dziko la Texas ndi mayiko ena "osakhoma msonkho" pakuwononga ndalama zambiri pamaphunziro, $9,868 pa wophunzira aliyense.
Texas
Texas ndi dziko lachiwiri lalikulu kwambiri ku U.S. chifukwa cha mtunda komanso kuchuluka kwa anthu. Misonkho yonse ya m'boma ndi ya m'deralo ndi 8% ya ndalama zomwe munthu amapeza, zomwe ndi zotsika kwambiri, koma pa 1.6 % chifukwa cha msonkho wake wamtengo wapatali (wachisanu ndi chimodzi wapamwamba kwambiri ku U.S.).
U.S. News & World Report ili ku Texas pa 22 mwa 50 pakutha kwake konse.
Boma la Lone Star, pofika chaka cha 2019, limagwiritsa ntchito $9,827 kwa wophunzira aliyense, zomwe zinkawoneka kuti ndizochepa pakati pa mayiko oyandikana nawo akumwera.
Boma lidayikidwa pachisanu ndi chiwiri chotsikitsitsa mu 2014, pa $ 6,988 pamunthu aliyense pazaumoyo. Ili ndi limodzi mwa mayiko omwe alibe msonkho wa ndalama ku USA.
Washington
Evergreen State of Washington idasankhidwa kukhala dziko labwino kwambiri kukhalamo mu 2021 US News & World Report. Nzika ya boma imangokwana 15.9 % ya anthu ake, zomwe zikuwonetsa kuchuluka kwa achinyamata m'boma.
Pa 9.8%, yomwe ndi katundu wamisonkho wadziko lonse komanso wamba, zomwe zimaganiziridwa kukhala
pafupifupi. Pamiyeso yake yotheka, boma limatenga malo a 44 chifukwa cha kukwera mtengo kwanyumba.
Washington ilibe msonkho wamakampani kwa okhalamo, zomwe ndizopindulitsa kwa eni mabizinesi.
Pofika chaka cha 2019, ASCE idapeza dziko la Evergreen C pazantchito, ndipo ndalama zomwe Washington zimagwiritsa ntchito pamaphunziro zinali $14,223 kwa wophunzira aliyense.
Pazaumoyo, ndi ndalama zokwana $7,913 pa munthu aliyense mu 2014, dziko la Washington likutsika pansi pa chiwerengero cha chisamaliro chaumoyo cha dziko.
Wyoming
Ndi anthu 576,851 okhala, Wyoming ndiye mzinda wokhala ndi anthu ochepa kwambiri ku US.
Dera la Wyoming lili ndi malonda onse komanso msonkho wakomweko wa 7%; boma limapanga ndalama zake pokhoma msonkho wazinthu zachilengedwe kuti akwaniritse zosokonekera zomwe zachitika popanda msonkho waumwini wochokera kwa okhalamo.
Wyoming ili pa nambala 33 mwa 50 pakutheka ndi US News & World Report.
Kugwiritsa ntchito $8,320 pa munthu aliyense pazaumoyo mu 2014 ndi $16,304 kwa wophunzira aliyense pofika chaka cha 2019, dziko la Wyoming lili pa nambala yachiwiri yowononga ndalama zambiri pamaphunziro kumadzulo kwa U.S.
Kutsiliza
Anthu ambiri amakonda kusunga ndalama zawo chifukwa adazigwira ntchito molimbika. Kupereka misonkho pamtengo wokwera kumasokoneza chuma cha munthu.
Kupeza ndalama zambiri komanso kulipira misonkho yocheperako kumawoneka ngati cholinga chachikulu, koma mitengo yamisonkho imadalira madera omwe ali ndi mwayi waukulu kapena wocheperako wopereka ntchito.
Chifukwa chake sizikhala monga momwe zimayembekezeredwa mukasamukira kumadera aliwonse opanda msonkho wa ndalama, samalani ndi zina zomwe zimakonda kupanga ndalama zambiri m'thumba lanu.
Zothandizira
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