Aia kēia ʻatikala i ka ʻike e pili ana i nā hana uku maikaʻi loa i nā lawelawe mea kūʻai kālā a me nā mea hou aku.
He mea nui nā lawelawe mea kūʻai kālā i ka hoʻokele waiwai o ka ʻāina, a hāʻawi pū lākou i nā lawelawe koʻikoʻi i nā mea kūʻai. Inā ʻoe e ʻimi nei i kahi hana e hoʻomaikaʻi i ke kālā, pono ʻoe e noʻonoʻo i nā hana lawelawe lawelawe mea kūʻai.
ʻO ka maʻamau, aia kekahi mau lālā o nā lawelawe mea kūʻai kālā. Eia nō naʻe, aia nō nā lālā kaulana loa o nā lawelawe mea kūʻai kālā. ʻO ka hoʻolālā kālā pilikino, ka ʻinikua, ka moʻohelu kālā, a me ka waihona kālā kālā kekahi o nā lālā kaulana loa o nā lawelawe mea kūʻai kālā.
He kuleana ko kēlā me kēia wahi a me nā pūʻolo uku. Inā ʻoe e ʻimi nei i nā hana uku maikaʻi loa ma ke kālā a me nā lawelawe mea kūʻai aku, e nānā i kā mākou papa inoa e ʻike ai i nā kūlana hana me nā uku uku maikaʻi.
Ma kēia alakaʻi, ua papa inoa mākou i nā hana uku maikaʻi loa ma ke kālā a me nā lawelawe mea kūʻai aku a me ka hōʻailona maʻamau e loaʻa ai kēia mau hana.
ʻO ke kuleana o nā lawelawe mea kūʻai kālā.
Pono nā lawelawe mea kūʻai kālā i ka hoʻokele waiwai honua. Me ke kōkua o nā lawelawe mea kūʻai kālā, hoʻomaopopo ka poʻe i ke kumu nui o ka mālama kālā.
Kōkua pū nā lawelawe mea kūʻai kālā i nā ʻohana e mālama no ka wā e hiki mai ana a me ka hōʻoia ʻana e hana lākou i nā koho kālā kūpono.
ʻO ka maʻamau, aia kekahi mau ʻano hana lawelawe lawelawe kālā ma waho. ʻOiai ʻokoʻa nā hana, ʻo ka pahuhopu ka hoʻomaikaʻi ʻana i ke kūlana kālā o kā lākou mea kūʻai.
E nānā kākou i nā mea hoʻolālā kālā no ka laʻana. ʻOi aku ka manaʻo o nā mea hoʻolālā kālā e pili ana i nā hoʻolālā kālā o kā lākou mea kūʻai. Kōkua lākou i kā lākou mea kūʻai aku i ka hoʻonohonoho ʻana i kā lākou mau pahuhopu kālā a hoʻomohala pū i kahi hoʻolālā e hōʻoia i ka holomua o kā lākou mea kūʻai aku.
Eia kekahi waiwai kūʻai nā panakō e hāʻawi maʻamau i ka nānā ʻana a me nā ʻōlelo aʻo kālā e pili ana i nā hoʻopukapuka kālā i nā mea kūʻai aku. Ke makemake nā mea kūʻai aku e koho i ka uhi maikaʻi loa no kā lākou pono, hilinaʻi lākou i nā ʻinikua no ke kōkua.
Loaʻa nā ʻano hana like ʻole o nā lawelawe lawelawe mea kūʻai kālā a he liʻiliʻi pū kekahi i koi ʻia. Inā makemake ʻoe i kahi hana kikoʻī, e ʻike pono e loaʻa iā ʻoe nā mākau kūpono a me ka ʻike e kūleʻa ai.
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He aha nā mākau e pono ai i nā hana lawelawe lawelawe kālā?
ʻO ka mea mua, pono ʻoe e loaʻa nā mākau analytical a me ka makemakika ikaika. ʻO ka hana ma ka ʻoihana kālā e pili ana i nā helu a me nā hōʻike kālā. No ka mea e hana ana ʻoe me nā helu a me nā hōʻike kālā i kēlā me kēia lā, pono ʻoe e mākaukau i ka helu ʻana a me ka hoʻomaopopo ʻana i nā manaʻo kālā.
Ma waho aʻe o ka loaʻa ʻana o nā mākau analytical a me ka makemakika, ʻo ka mea āu e pono ai ʻo ia ka mākaukau kamaʻilio maikaʻi. E hana ana ʻoe no nā mea kūʻai like ʻole, no laila pono ʻoe e loaʻa kēia mau mākau.
Pono ka hana i nā hōʻike a me ka launa pū ʻana me nā mea kūʻai aku, no laila e manaʻo ʻia e loaʻa iā ʻoe nā mākau kamaʻilio maikaʻi. Pono ʻoe e loaʻa ka mākaukau e wehewehe i nā manaʻo kālā paʻakikī ma ka ʻōlelo maʻalahi i nā mea kūʻai aku.
Pono pū nā hana lawelawe mea kūʻai kālā i ka ʻoluʻolu. Pono ʻoe e ʻike kikoʻī, mālie, a hoʻonohonoho pono e hana ʻoluʻolu. He mea nui ka loaʻa ʻana o kēia mau mākau iā ʻoe ma ke ʻano he limahana a mea kūʻai aku.
Aia mākou ma ke kumuhana o "nā hana uku maikaʻi loa i nā lawelawe mea kūʻai kālā". Maanei, makemake mākou e nānā i nā koi hoʻonaʻauao e loaʻa ai kēia mau hana.
Koi hoʻonaʻauao maʻamau
Hāʻawi nā lawelawe mea kūʻai kālā i nā manawa hana me nā uku uku maikaʻi. Eia nō naʻe, aia kahi koi hoʻonaʻauao no ke kālā lawelawe lawelawe lawelawe. No laila he aha ke koi hoʻonaʻauao maʻamau no ke kālā lawelawe lawelawe lawelawe?
ʻO ke koina hoʻonaʻauao maʻamau no nā lawelawe mea kūʻai kālā he kēkelē laepua. Akā he kēkelē laepua ma ke kula hea?
No ka mea, ke kūkākūkā nei mākou i nā hana lawelawe mea kūʻai kālā, pono ke kēkelē laepua ma ka ʻoihana, ʻoihana waiwai a me ka helu helu.
Inā makemake ʻoe i kahi hana, pono ʻoe e loaʻa ke kēkelē laepua ma ka ʻoihana a i ʻole ka ʻoihana waiwai. Makemake nā mea hana i ka poʻe ʻimi hana me kekelē laepua ma ka ʻoihana, ʻoihana waiwai a i ʻole kekahi kahua pili.
ʻAʻohe kēkelē koleke, mai hopohopo, pono kekahi mau hana i ke kula kiʻekiʻe.
Inā he kēkelē koleke kāu, pono paha ʻoe e loaʻa nā laikini a i ʻole palapala hōʻoia, e pili ana i ke ʻano o ka hana āu e makemake ai.
Inā makemake ʻoe e lilo i mea hoʻolālā kālā, pono ʻoe e kiʻi i kahi inoa Certified Financial Planner (CFP) mai ka Certified Financial Planner Board of Standards.
Pono ka poʻe waihona kālā e hele i nā hoʻokolohua Series 79 a me Series 63, aʻo nā mea ʻinikua pono e hele i nā hoʻokolohua mokuʻāina e kūʻai aku i nā huahana inikua.
Nā lālā o nā lawelawe mea kūʻai kālā
ʻO nā lawelawe mea kūʻai kālā he ʻoihana e ulu ana me nā manawa hana. Ua haʻi mua mākou i kekahi o nā lālā kaulana loa i nā lawelawe mea kūʻai kālā.
ʻO nā lālā kaulana loa o nā lawelawe mea kūʻai kālā;
ʻO ka hoʻolālā kālā pilikino
Kōkua nā mea hoʻolālā kālā pilikino i nā mea kūʻai aku i ka hoʻonohonoho ʻana i kahi pahuhopu kālā a hōʻoia pū i ka hoʻokō ʻana i ka pahuhopu.
ʻOi aku ka manaʻo o nā mea hoʻolālā kālā e pili ana i nā hoʻolālā kālā o kā lākou mea kūʻai. Kōkua lākou i kā lākou mea kūʻai aku i ka hoʻonohonoho ʻana i kā lākou mau pahuhopu kālā a hoʻomohala pū i kahi hoʻolālā e hōʻoia i ka holomua o kā lākou mea kūʻai aku.
Kākoʻo Waiwai
He poʻe loea nā mea hoʻopukapuka kālā e hāʻawi mau ana i ka loiloi a me ka ʻōlelo aʻoaʻo e pili ana i ka hoʻopukapuka. Hana pū lākou me kekahi mau mea kūʻai aku e ʻike i nā manawa kūpono.
Alakaʻi pū lākou i ka hoʻolālā kālā a hana pū kekahi i nā ʻōlelo aʻoaʻo.
Insurance
Kōkua nā ʻinikua i nā mea kūʻai aku i ke koho ʻana i ka ʻinikua maikaʻi loa no kā lākou pono. Hoʻololi lākou i nā kumu pilikia o ka mea kūʻai aku a laila paipai i nā kulekele palekana e hahai.
helu mahina
ʻO nā mea helu kālā ke mālama i nā moʻolelo kālā a hoʻomākaukau pū lākou i nā ʻauhau ʻauhau. ʻO ka mea maʻamau, hana nā mea helu kālā me nā ʻoihana, nā kānaka, nā hui, nā ʻoihana, etc.
ʻO ka hōʻaiʻē
Ke makemake ʻoe i kahi hōʻaiʻē, aia mau nā mea hāʻawi kālā e kōkua iā ʻoe. Hāʻawi nā mea hōʻaiʻē i nā hōʻaiʻē no nā poʻe a me nā ʻoihana. Inā makemake ʻoe i kahi hōʻaiʻē, e loiloi ka poʻe hāʻawi kālā i kāu hōʻaiʻē.
ʻIkepili kālā
He poʻe loea nā mea loiloi kālā e hāʻawi i nā ʻōlelo aʻo kālā e pili ana i nā hoʻopukapuka, nā ʻano waiwai a me nā mākeke. Hoʻohana maʻamau lākou i ka ʻikepili kālā e ʻike i nā manawa a laila hana i nā ʻōlelo aʻoaʻo i kā lākou mea kūʻai.
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ʻO nā hana uku uku maikaʻi loa ma nā lawelawe mea kūʻai kālā
Ua helu mākou i nā hana uku maikaʻi loa ma ke kālā a me nā lawelawe mea kūʻai aku a me ka awelika uku makahiki no kēia mau hana. E nānā i kā mākou papa inoa o nā hana uku maikaʻi loa ma ke kālā a me nā lawelawe mea kūʻai aku.
#1. Waiwai Waiwai
He mau ʻōlelo aʻoaʻo kālā nā mea hoʻopukapuka kālā e kōkua i nā mea kūʻai aku. Kōkua lākou i nā mea kūʻai aku i ka hoʻonui ʻana i ke kapikala ma o ka hoʻopuka ʻana a kūʻai aku i nā palekana.
Ma keʻano laulā, hana pū ka poʻe waihona kālā me nā panakō a me nā ʻoihana kūʻokoʻa ʻē aʻe. Hana pū nā mea panakō kālā me nā mea kūʻai aku e ʻike i nā manawa kālā a hāʻawi i ke alakaʻi i ka hoʻolālā.
No ka lilo ʻana i mea hoʻopukapuka kālā, pono ʻoe e loaʻa ke kēkelē laepua ma ka ʻoihana, ʻoihana waiwai a i ʻole nā ʻoihana pili. E noʻonoʻo pono ʻoe e hele i nā hōʻike Series 79 a me Series 63, i lawelawe ʻia e ka Financial Industry Regulatory Authority (FINRA).
No laila me kēia mau pono a me nā koi, he aha ka awelika o ka uku makahiki o kahi mea hoʻopukapuka kālā?
Wahi a ka US Bureau of Labor Statistics, loaʻa i kahi mea hoʻopukapuka kālā ka uku makahiki he $62,910. ʻO ka waihona kālā kālā kekahi o nā hana uku maikaʻi loa i ke kālā a me nā lawelawe mea kūʻai aku.
#2. ʻIke kālā
ʻO ka mea loiloi kālā he loea nāna e hāʻawi i nā ʻōlelo aʻo kālā e pili ana i ka hoʻopukapuka kālā a me nā ʻano hoʻokele waiwai.
Hana nā mea loiloi kālā no kekahi mau ʻoihana kālā. Hana lākou no nā panakō, nā ʻoihana hoʻopukapuka a me nā ʻoihana ʻinikua. Hoʻohana nā mea loiloi kālā i ka ʻikepili e ʻike i nā manawa kālā a kōkua pū i nā mea kūʻai aku i ka hoʻoholo kālā.
Huli ka mea loiloi kālā a ʻike i nā ʻano ma ka mākeke a laila paipai i nā hoʻopukapuka. He nui ka noiʻi ʻana a me ka nānā ʻana o nā kālā kālā.
No laila he aha ke koi aʻoaʻo e lilo i mea loiloi kālā?
No ka lilo ʻana i mea loiloi kālā, pono ʻoe i ke kēkelē laepua ma ka ʻoihana, ʻoihana waiwai a i ʻole nā mea pili. ʻO ka hapa nui o nā poʻe hana makemake i nā mea noi hana me ke kēkelē laepua a i ʻole PhD.
Loaʻa i kahi loiloi kālā ka uku makahiki o $81,410 e like me ka US Bureau of Labor Statistics.
#3. Kūkākūkā kālā pilikino
ʻO ka mea aʻe ma kā mākou papa inoa o nā hana uku maikaʻi loa i ke kālā lawelawe lawelawe lawelawe ʻo ia ke kākāʻōlelo kālā pilikino.
ʻO nā mea aʻoaʻo kālā pilikino he poʻe loea e alakaʻi i nā mea kūʻai aku i ke ʻano o ka mālama kālā. E like me nā mea loiloi kālā, hana pū kekahi mau ʻōlelo aʻoaʻo kālā pilikino no nā panakō, ʻoihana ʻinikua, a me nā ʻoihana hoʻopukapuka.
ʻO kā lākou hana pū kekahi me ka loiloi ʻana i nā kumu pilikia o ka mea kūʻai aku a me ka paipai ʻana i nā kulekele pale. Pono ka hana i ka ʻike hohonu o nā huahana kālā a me nā lula.
Ma ke ʻano he kākāʻōlelo kālā pilikino, pono ʻoe e hoʻokumu i kahi pilina me kāu mau mea kūʻai aku a kamaʻilio pū me lākou.
Inā makemake ʻoe e lilo i kākāʻōlelo kālā pilikino, pono ʻoe e loaʻa kahi kēkelē laepua. Hāʻawi ka hapa nui o nā mea hana i nā hana i nā mea noi me nā kekelē master.
ʻO kēia kekahi o nā hana uku maikaʻi loa i nā lawelawe mea kūʻai kālā a e like me ka US Bureau of Labor Statistics, loaʻa i kahi ʻōlelo aʻoaʻo kālā pilikino ka uku awelika o $94,170.
#4. Kakauolelo Inikua
ʻO ke kākāʻōlelo ʻinikua he loea e kōkua i nā mea kūʻai aku i ke koho ʻana i nā kulekele ʻinikua kūpono.
Kūʻai nā kākā'ōlelo inikua i nā ʻano ʻinikua like ʻole. Kūʻai lākou i ke ola, kaʻa, a me ka ʻinikua olakino. Hana lākou no nā hui ʻinikua, nā ʻoihana hoʻopukapuka, a me nā panakō.
Ma ke ʻano he kākāʻōlelo ʻinikua, pono ʻoe e hoʻomaopopo i ka huahana āu e kūʻai aku ai a me nā lula e pili ana i ka huahana. Pono ka hana i kahi pilina ikaika a me ka launa pū me nā mea kūʻai aku.
Inā makemake ʻoe e lilo i kākāʻōlelo ʻinikua, hiki iā ʻoe ke lawe i nā papa ma ke kamaʻilio a me ka psychology no ka mea ʻaʻole pono ke kēkelē laepua.
Loaʻa i kahi kākā'ōlelo inikua he $60,761 makahiki.
#5. Mea kūʻai kālā
He poʻe loea nā Stockbrokers e kūʻai a kūʻai aku i nā waiwai no ka mea kūʻai aku. E like me nā mea loiloi kālā a me nā ʻōlelo aʻoaʻo kālā pilikino, hana nā stockbrokers no nā panakō a me nā ʻoihana hoʻopukapuka.
Pono ka mea kūʻai kālā e hoʻomaopopo i ka mākeke kūʻai e holomua. ʻO ke kūkulu ʻana i nā pilina a me ke kamaʻilio ʻana me nā mea kūʻai aku he mea nui no nā stockbrokers.
Pono nā mea kūʻai kālā e ʻike hohonu i ka hana ʻana o ka mākeke ma mua o ka ʻōlelo ʻana i nā mea kūʻai aku i ka mea e kūʻai ai a kūʻai aku.
Ma ke ʻano he mea kūʻai kālā, ʻoi aku ka nui o ke kālā āu e loaʻa ai me kou akamai, ʻoi aku ka nui o kāu uku uku.
# 6. Luna Helu kālā
ʻO nā mea helu kālā ke mālama i nā moʻolelo kālā a hoʻomākaukau pū lākou i nā ʻauhau ʻauhau. ʻO ka mea maʻamau, hana nā mea helu kālā me nā ʻoihana, nā kānaka, nā hui, nā ʻoihana, etc.
ʻO nā mea helu pilikino a me nā ʻoihana ʻelua nā ʻano nui o nā mea helu. ʻO nā mea moʻohelu pilikino ka poʻe e hana pū me nā poʻe, aʻo nā ʻoihana ʻoihana e hana no nā ʻoihana.
ʻO ka uku makahiki o kahi moʻokāki ma ʻAmelika ma kahi o $60,000.
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#7. Luna Hoaie
Kōkua nā luna hōʻaiʻē i nā kānaka e loaʻa nā hōʻaiʻē mai nā panakō a me nā ʻoihana kālā ʻē aʻe. Hana lākou no nā panakō, nā hui ʻaiʻē, a me nā hui fintech.
Pono ka luna hōʻaiʻē e ʻike hohonu i ke ʻano o nā hōʻaiʻē i loaʻa i nā panakō a me nā koi kūpono no kēlā me kēia hōʻaiʻē.
Pono ka hana i nā mākau kamaʻilio me nā mea kūʻai aku.
Inā makemake ʻoe e lilo i luna hōʻaiʻē, pono ʻoe e loaʻa ke kēkelē laepua ma ke kālā.
ʻO ka uku waena o kahi luna hōʻaiʻē ma kahi o $63,000 i ka makahiki.
#8. Luna Hoʻokō
ʻO ka hana a ka luna hoʻokō e hōʻoia i ka hoʻokō ʻana o nā ʻoihana i nā kūlana hoʻoponopono waho a me nā hoʻoponopono kūloko. Nānā pono nā luna hoʻokō i kā lākou mau mea hana e hōʻoia i ka hahai ʻana i nā kulekele ʻoihana.
Ma ke ʻano he luna hoʻokō, hiki iā ʻoe ke holomua i kāu ʻoihana i kahi luna hoʻokō nui. ʻO ka awelika o ka uku makahiki no kahi luna hoʻokō nui he $121,698.
#9. Luna Hoʻokō
ʻO ka mea aʻe ma kā mākou papa inoa o nā hana uku maikaʻi loa i nā lawelawe mea kūʻai kālā he loea hoʻokō.
ʻO nā loea hoʻokō he poʻe loea e kōkua i nā mea kūʻai aku me nā huahana a me nā lawelawe ma hope o ka pau ʻana o kahi kūʻai. Ma waho aʻe o ke kōkua ʻana i nā mea kūʻai aku me nā waiwai a me nā lawelawe, hōʻoia nā loea hoʻokō e hoʻokō ka huahana i kūʻai ʻia e ka mea kūʻai aku i kā lākou koi ʻenehana.
ʻO ka hana a kahi loea hoʻokō pū kekahi me ka hana pū me nā mea kūʻai aku e hana maʻamau i ka polokalamu. Kōkua kekahi loea hoʻokō i nā mea kūʻai aku me ka hoʻonohonoho polokalamu.
ʻO ka uku awelika o nā loea hoʻokō ma kahi o $65,000 i ka makahiki.
#10. ʻenehana kākoʻo ʻenehana
Hoʻopiha ʻo Technical Support Engineer i kā mākou papa inoa o nā hana uku maikaʻi loa i nā lawelawe mea kūʻai kālā.
Pono e loaʻa i kahi ʻenekini kākoʻo ʻenehana maikaʻi loa nā mākau kamaʻilio interpersonal a me ke ahonui. ʻOiai pono ka hana i nā mākau kamaʻilio maikaʻi loa, pono e ʻike nā ʻenekini kākoʻo ʻenehana i nā kikoʻī kikoʻī o nā papahana a lākou e kākoʻo ai.
No ka lilo ʻana i ʻenekinia kākoʻo ʻenehana, pono ʻoe e loaʻa ke kēkelē laepua ma ka ʻepekema kamepiula, robotics, a i ʻole kekahi kahua pili ʻenehana.
ʻO ka awelika makahiki o ka ʻenehana kākoʻo ʻenehana ma kahi o $81,000.
Panina
I kēia manawa, ke ʻimi nei ka poʻe i nā ala e hoʻolilo a mālama kālā no ka wā e hiki mai ana. ʻO nā lawelawe mea kūʻai kālā he ʻāpana nui me nā manawa hana. Loaʻa nā hana ma ke kālā a me nā lawelawe mea kūʻai aku a ʻo nā hana uku maikaʻi loa e koi i kahi hōʻailona hoʻonaʻauao maʻamau.
ʻAʻole pono kēia e hoʻonāwaliwali iā ʻoe mai ka ʻimi ʻana i kāu mau koho āpau. Manaʻo mākou ua kōkua kēia ʻatikala e pili ana i nā hana uku maikaʻi loa i nā lawelawe mea kūʻai kālā.
manaʻo paipai
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- He aha ka Return on Investment (ROI)? Pono ʻoe e ʻike
- ʻO wai ka lālā koa i loaʻa ka uku maikaʻi loa a me ka pōmaikaʻi?
E hoʻomaopopo '
https://www.ownyourownfuture.com
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