Ndeupi musiyano uripo pakati pekupa nepenjeni?
Hupenyu hune zvinhanho zvakati wandei zvatinopfuura mazviri- semuenzaniso, kune makore ekushanda uye kana munhu achifanira kuenda pamudyandigere. Makore ekurega basa anofanirwa kurongwa kuti ave nechokwadi chekuti munhu anonakidzwa nemabhenefiti emakore avo asiri ekushanda.
Kuronga pamudyandigere uri nani kunosanganisira kuronga kuva nemari yakakwana kuti urarame mumakore ako ekurega basa. Ndicho chikonzero nei zvakakosha kuti ugamuchire penjeni mushure mekurega basa.
Asi zvichakurukurwa muchinyorwa chino mutsauko pakati pemahara nepenjeni.
Sekureva kweOxford English Dictionary, penjeni imari inobhadharwa nguva nenguva semubairo nekuda kwemunhu kana achifunga nezvesevhisi yapfuura. Mukupesana, gratuity mubairo, sevhisi kana muripo unopihwa pachena pasina chinosungirwa.
Gratuity nepenjeni mabhenefiti emudyandigere ayo anoshanda kupa mari kuvashandi vakasiya basa. Kunyange zvazvo vachipa chengetedzo yemari kuvanhu vakarega basa, pane musiyano pakati pe<em>gratuity nepenjeni.
Chii chinonzi Gratuity?
Tsanangudzo yakapfava yeizwi rekuti "mahara" inoreva mubairo, sevhisi kana muripo unopihwa kuvashandi pasina chisungo. Ndiyo mushure mekurega basa rekuchengetedza rubatsiro runopiwa nevashandirwi zvichienderana nebasa rinopiwa nemushandi pakugadzwa kwavo.
A gratuity inzira yekucherekedza kuonga basa revashandi uye mupiro wavo mukukura kweiyo yakagadzwa. Makore ekushanda kwemushandi kukambani anotsiviwa nemushandirwi wake.
Vashandi vanopihwa mibairo yemakore avo ebasa pavanobva kana kuenda pamudyandigere. Mushandi ari kusiya kana kusiya basa kubva kukambani achawana mari yakawanda semubairo zvichienderana nehuwandu hwemakore avakashandira kambani.
Mushandi anga achishanda nekambani kwemakore anokodzera kuwana mari yemahara kana adzingwa pakambani. Paavhareji, mushandi anofanira kunge akashandira kambani kwemakore mashanu kana kupfuura kuti agamuchire mari.
Mushandi anekodzero yekuwana mari yake. Zvakadaro, kana mushandi achizofa, mubairo wake wekushandira kambani uchapihwa kune anenge adomwa, kana kudomwa kwaitwa. Inogonawo kupihwa kuvadyi venhaka yemushakabvu pasina kudomwa.
Uyewo Verenga: Kubvisa vs Kubvisa: Musiyano uye Kuenzanisa
Chii Chinonzi Pension?
Tsanangudzo yakapfava yepenjeni inoreva iyo semari inobhadharwa nguva nenguva semabhenefiti anofanirwa kumunhu mukufunga nezvemabasa apfuura. Ndiyo muripo unogara uchiitwa kuvashandi vakarega basa nehomwe yepenjeni kana mushandirwi wavo.
Pension inzira yekubatsira vashandi kuti vagamuchire mari inogoneka nguva nenguva mushure mekuenda pamudyandigere.
Kazhinji, penjeni inoverengwa zvichibva pazvinhu zvakaita semakore ebasa uye nhoroondo yemuhoro wemushandi. Hurongwa hwemudyandigere hunoenderera mberi uye hunoshanda kana mushandirwi achipa mari kuhomwe yepenjeni, asi vashandi vavo vachiri kushanda nesimba.
Mari inoiswa kuhomwe yepenjeni mukati memakore ekushanda kwemushandi inoiswa kuti iwane pundutso. Homwe yaiswa mari inozoshandiswa kubhadhara penjeni apo mushandi anenge arega basa.
Muripo wepenjeni yemushandi unoenderera mberi kwehupenyu hwavo hwese hwekurega basa kana kwenguva yakati.
Gratuity vs Pension: Idzo Mhando mbiri dzePension
Mhando mbiri dzepenjeni dzinotsanangurwa zvirongwa zvekubatsira uye zvirongwa zvemupiro zvinotsanangurwa.
- Defined Benefit Plans: Rudzi urwu rwechirongwa chepenjeni runovimbisa mwero chaiwo wemuhoro kune anenge aenda pamudyandigere. Muhoro wemushandi uye makore ebasa zvinotaridza huwandu hwemari.
- Defined Contribution Plans: Iyi mhando yehurongwa hwepenjeni haivimbisi chero mwero wemari. Kuwanda kwemari kunoenderana nekuti imarii iyo mushandirwi kana mushandi anosarudza kupa muchirongwa chepenjeni uye nekuita kwekudyara muchirongwa.
Uyewo Verenga: Bucks vs Dhora: Musiyano uye Kuenzanisa
Gratuity vs Pension: Musiyano Wakakosha pakati peKupihwa Kwemubhadharo nePension
Gratuity nepenjeni imhando dzemabhenefiti emari anopiwa kuvashandi kuti vabvume makore ebasa mushure mekuenda pamudyandigere.
Kusiyana nepenjeni, gratuity muripo wenguva imwe chete uyo vashandi vanogashira kubva kuvashandirwi vavo senzira yekuzivikanwa uye yekutenda. Pension uye gratuity zvinoshandisa zvinangwa zvakasiyana sekurongwa kwazvakaita.
Gratuity inoshanda senzira yekutenda kubhadhara mushandi ane makore akazvipira kushanda nekambani. Vashandi vanopihwa mibairo yemakore avo ebasa pavanobva kana kuenda pamudyandigere.
Mushandi anekodzero yekuwana mari yake. Zvakadaro, kana mushandi achizofa, mubairo wake wekushandira kambani uchapihwa kune anenge adomwa, kana kudomwa kwaitwa. Inogonawo kupihwa kuvadyi venhaka yemushakabvu pasina kudomwa.
Kusiyana neizvi, mudyandigere chirongwa chemudyandigere chinovimbisa kubhadharwa kwenguva dzose kwemari inogoneka kune akarega basa. Zvirongwa zvepenjeni zvakagadzirirwa kupa kuchengetedzwa kwemari mushure mekuenda pamudyandigere.
Kazhinji, penjeni inoverengwa zvichibva pazvinhu zvakaita semakore ebasa uye nhoroondo yemuhoro wemushandi. Hurongwa hwemudyandigere hunoenderera mberi uye hunoshanda kana mushandirwi achipa mari kuhomwe yepenjeni, asi vashandi vavo vachiri kushanda nesimba.
Gratuity vs Pension: Mamiriro Ekubhadhara
Gratuity mubhadharo wenguva imwe chete uyo vashandi vanogashira kubva kuvashandirwi vavo senzira yekuzivikanwa uye yekutenda mushure mekusiya basa kana kusiya basa.
Mudyandigere muripo wenguva dzose unoitwa muzvikamu kune anenge arega basa mushure memakore ekushandira kambani kana sangano. Muripo wenguva dzose unoshanda kweupenyu hwese hwemushandi akasiya basa kana kuti kwenguva yakati maererano nehurongwa hwepenjeni.
Uyewo Verenga: Payslip vs Payroll: Musiyano uye Kuenzanisa
Gratuity vs Pension: Nguva
Kusiyana nepenjeni, gratuity inobhadharwa kamwe chete. Muripo wenguva imwe chete unobhadharwa kune mushandi akatendeka ari kusiya basa kana kusiya basa.
Pension inzira yekubatsira vashandi kuti vagamuchire mari inogoneka nguva nenguva mushure mekuenda pamudyandigere. Pension plan inogona kushanda muhupenyu hwemunhu anenge aenda pamudyandigere kana kwenguva yakati zvichienderana nehurongwa hwepenjeni.
Gratuity vs Pension: Chimiro cheBenefit
Gratuity mubhadharo wenguva imwe chete uyo vashandi vanogashira kubva kuvashandirwi vavo senzira yekuzivikanwa uye yekutenda mushure mekusiya basa kana kusiya basa. Iko kugutsikana kana mubairo unopiwa kuvashandi vakavimbika kwemakore avo ebasa.
Mudyandigere muripo wenguva dzose unoitwa muzvikamu kune anenge arega basa mushure memakore ekushandira kambani kana sangano. Inopa kuchengetedzwa kwemari kune vanhu vakarega basa, kushanda senzira yekuwana mari mumakore avo ekurega basa.
Gratuity vs Pension: Mari Yekuita
A gratuity chirongwa chemupiro chakarongeka chakaitwa nemushandirwi kuti ape imwe mari muhomwe yemahara. Kubhadharwa kwechikwereti kunoenderana nekushanda kwehomwe yacho.
Mudyandigere chirongwa chemudyandigere chinopa kuchengetedzwa kwemari kune ari pamudyandigere. Mushandirwi anotora basa rekubhadhara chirongwa chepenjeni. Mushandirwi anotorawo njodzi yekudyara kuti ave nechokwadi chekuti mubhadharo unoitwa nguva nenguva.
Uyewo Verenga: Daycare vs Preschool: Musiyano uye Kuenzanisa
Gratuity vs Pension: Kuenzanisa Chati
Free | Pension | |
chinangwa | Kutenda vashandi vakavimbika kwemakore avo ebasa | Inovimbisa mari yenguva dzose mukati memakore ekurega basa |
Mhando Yekubhadhara | Lump-sum kubhadhara | Kubhadhara nguva dzose |
Kubhadhara nguva | Zvikuru pakurega kana kusiya basa | Inotanga kana mushandi aenda pamudyandigere uye anoenderera mberi nguva dzose |
kukodzera | Anenge makore mashanu kana kupfuura | Zvinoenderana nehurefu hwesevhisi uye zera |
Kuverengera hwaro | Kubva pamakore ebasa uye ekupedzisira | Kubva panhoroondo yemuhoro uye makore ebasa |
Contribution | Mushandi-homwe, hapana mupiro wemushandi | Kazhinji zvinoda mupiro kubva kune wese mushandirwi nemushandi |
Mazano
- Yakabhadharwa vs Inobhadharwa: Musiyano uye Kuenzanisa
- Indexes vs Indices: Musiyano uye Kuenzanisa
- Consumer Market vs Bhizinesi Musika: Musiyano uye Kuenzanisa
- Yazvino Balance vs Inowanikwa Chikwereti: Misiyano uye Kuenzanisa
- Dissertation vs Thesis: Musiyano uye Kuenzanisa
References
- nzira: Musiyano pakati peGratuity nePension
- Business Compiler.ng: Musiyano pakati pePension neGratuity
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