Ngaba iitrasti zotyalo-mali lwezindlu nezindlu ngumsebenzi olungileyo? Ukuba usebenza kwicandelo lezemali, mhlawumbi ukhe weva ngokukhula kweTrasti yoTyalo-mali lwe-Real Estate (REIT). Licandelo elikhulayo leshishini lezemali lase-US kuba livelisa i-real estate ejolise kwingeniso.
Kodwa umbuzo wokwenyani ngowokuba, ngaba iiREIT yindlela elungileyo yomsebenzi?
Ukusukela ngo-1960, iitrasti zotyalo-mali lwezindlu nezindlu ziye zaba lukhetho olukhulu lomsebenzi ngenxa yokukhula okumangalisayo. Nokuba uyintoni na umsebenzi wakho wokuqala, ukukhetha omnye kuya kwongeza iindidi kwipotifoliyo yakho. Uya kufumana amathuba ohlukeneyo emisebenzi kulo msebenzi wokuthengisa izindlu. Ukongeza, ii-REIT zase-US zingumsebenzi othembisayo kunye ne-capitalization yemalike ye-$ 1.25 yetriliyoni.
Ngaba uyazi ukuba elona thuba libalaseleyo le-REIT likwinqanaba lesikhundla solawulo? Emva kwayo yonke loo nto, unokwenza umahluko omkhulu kwihlabathi lentengiso yezindlu.
Ukuze ufunde ngakumbi malunga ne-REITs, funda eli nqaku kude kube sekupheleni. Ukuba unomdla ukuthatha izifundo real estate ke eli nqaku kwi IiKlasi ezili-15 eziBalaseleyo kwi-Intanethi: Iikhosi zasimahla kunye nezihlawulwayo iya kukubonelela ngezibonelelo ozifunayo.
Yintoni i-REITs?
IiTrasti zoTyalo-mali lwezindlu ezithengiswayo zizithuthi zemali ezivumela abantu ukuba babenenxalenye yendawo yokuhlala okanye yokuthengisa izindlu kwiipotfoliyo zabo ezohlukeneyo. Ezi ziinkampani ezingabanini, ezilawulayo okanye ezixhasa ngemali umhlaba ovelisa ingeniso.
I-REITs ziimali okanye izibambiso ezityala imali kumazwe okwenene enza ingeniso eninzi.
Kukwabalulekile ukuqaphela ukuba abatyali-mali batyala imali yabo kwiiprojekthi ezahlukeneyo njengezibhedlele, iihotele, iindawo zokugcina iimpahla kunye Zikolo. Ezi mali zihlangeneyo zifumana ikhefu lerhafu kurhulumente kwaye zinokuthembisa imbuyekezo ephezulu kubatyali-mali.
Funda kwakhona: I-10 yemisebenzi ephezulu ethengiswayo kwihlabathi ngo-2023
Zeziphi iintlobo zee-REIT ezikhoyo?
Ngaphambi kokuba ungene ekuphenduleni umbuzo, ngaba utyalo-mali lwezindlu nezindlu luthembela kwindlela elungileyo yomsebenzi? Makhe, okokuqala, sithethe kancinci malunga nokuba zeziphi iintlobo zee-REIT ezikhoyo. Oku kukuzama ukuzisa ukuqonda okunzulu ngakumbi ngeli candelo ngaphambi kokuba ukhethe ukwenza umsebenzi ngalo.
Iimali zokulingana
I-Equity ixhasa iipropathi ezizezabo abanokuzilawula bona okanye bangene kwikontraka engaphantsi kwenye inkampani. Ezi nkampani zifumana ingeniso kwirenti yeepropati ezizezazo okanye ezizilawulayo nakwiintengiso ezivelisa inzuzo eyinkunzi. Kolu hlobo lwe-REIT abaninizabelo badla ngokufumana i-100% yemivuzo (okanye izabelo).
I-REITs yobambiso
I-Mortgage Real Estate Investment Trusts okanye i-mortgage fund ithenga kwaye ilawule i-mortgage ye-real estate yorhwebo. Ingeniso eshiyekileyo ngumahluko phakathi kwemali eyihlawulayo kwimali-mboleko kunye nenzala kwimali esetyenziselwa ukuxhasa imali mboleko. Kwezo REITs, abaninizabelo bafumana ubuncinci i-90 yepesenti yomvuzo wabo.
IHybrid REIT
I-Hybrid REITs ilawula umhlaba, kodwa ijelo lenkxaso-mali ngetyala okanye isitokhwe esithandwayo. Oku kuthoba irhafu kwaye kuvumela iinkampani ukuba zigxile kushishino lwazo olungundoqo, okt ukuvelisa ingeniso yerenti. I-Hybrid REITs inokuhlawula izabelo, ezibandakanya izabelo ezivela kwinzuzo eyinkunzi kunye nengeniso.
Zeziphi ezakho iiREIT?
I-REIT ithenga indawo yokurenta ixesha elide. Eminye imizekelo ibandakanya izakhiwo zeofisi, amagumbi, izakhiwo zonyango, iindawo zokugcina iimpahla, iivenkile ezinkulu, kunye nodederhu lweevenkile. Uninzi lwe-REITs lujolise kwiipropati zokuvelisa ingeniso, kodwa ezinye ii-REIT zithenga iipropati ezizibambele kwiinzuzo zexesha elide.
I-REIT inokuthiwa yi-hybrid investment kunokuba ubunini be-real estate ngqo kuba awunayo ipropati eyahlukileyo kwaye awubandakanyekanga kwimisebenzi yemihla ngemihla. Ngokwahlukileyo koko, ii-REITs zirhweba ngohlobo lwesitokhwe, kodwa zinabo abavelisa ingeniso.
Rlso Funda: Eli-10 leMisebenzi eBhatala Eyona NONE
Zeziphi iintlobo zeMisebenzi eFumanekayo kwiiTrasti zoTyalo-mali zeLizwe lokwenyani?
Njengomsebenzi omninzi, mininzi imisebenzi ekhoyo kwiitrasti zotyalo-mali lwezindlu nezindlu-zibandakanya uMphathi wePropati, uMlawuli weCandelo, uMongameli, i-COO, uMphathi oHlawulwayo weeAkhawunti, Umphathi weeAkhawunti ezifunyanwayo, Umhlalutyi weREIT, uMlawuli wokuQesha, UMphathi woBudlelwane boMtyali, uMphathi wePotfoliyo, uHlalutyi lwezeMali, uMgcini-mali weRhafu, uMvavanyi wePropati ye-Real Estate, uMmeli weNkonzo yabaThengi, uMlawuli weNgingqi, njl.
Ngaba iiTrasti zoTyalo-mali lweNdawo yiNdlela eLungileyo yoMsebenzi?
Ke ukuba ubuza ukuba iitrasti zotyalo-mali lwezindlu nezindlu ziyindlela elungileyo yekhondo lomsebenzi, ndingathi ewe, iREIT lukhetho olulungileyo lomsebenzi kuphela ukuba uyayithanda imali kunye nezindlu.
Njenge-arhente ye-REIT, unokunika abatyali-mali ithuba lokuba ngabanini kunye nokuzuza kwi-real estate exabisekileyo. Ukongeza, unokunika abatyali-mali abangafundanga ukufikelela kuzo zonke iintlobo zengeniso yesahlulo. Ngale ndlela, njenge-arhente, unethuba lokunceda uluntu ukuba lukhule.
Inkampani edwelisiweyo oyisebenzelayo ikunika amathuba amaninzi ophuhliso lomsebenzi. Ngembuyekezo, uyakwandisa italente yakho kwaye wandise italente yakho amathuba okugaya.
Ezininzi iiyunivesithi eMelika ukubonelela ngezifundo ezinxulumene neshishini le-REIT. Ungafumana isidanga, esinje nge isidanga seemasters kwi-real estate, kwezi dyunivesithi kwaye ufumane amathuba emisebenzi kwi-real estate. Ezinye zezi zifundo kunye neenkqubo ziquka ukubalwa kwePropati, uYilo lwezakhiwo zorhwebo, ulawulo lwePropati, njl.
Ezi zifundo zinokukunceda ukuba ungene kwishishini ngaphandle kweengxaki. Nangona kunjalo, udinga amava e-real estate ukongeza kwi-internship. Ke ngoko, unokugqibezela isidanga se-bachelor kula macandelo alandelayo, ezeMali, iReal Estate, iAccounting kunye neStatistics
Kutheni ukusebenzisana ne-REIT ngumsebenzi olungileyo
Utyalo-mali lwezindlu nezindlu ngumkhondo womsebenzi oya kukuvumela ukuba ube ngumphathi wakho, ke, yindlela entle yomsebenzi. Kukuwe ukuba ufuna ukwakha into. Unokukhetha indawo enomdla kwaye emva koko ubonise zonke izakhono zakho ukuze abantu babone inkqubela yakho njengomtyali-mali wezindlu.
Zeziphi ezona ntlobo zePropati ziQhelekileyo kwi-Real Estate Investment Trust Portfolio?
Ezinye zeentlobo zepropathi eziqhelekileyo kwipotfoliyo yotyalo-mali lwe-real estate ngamaziko okuthenga, izakhiwo ze-Apartment, izakhiwo ze-Ofisi, iipropati zorhwebo, izakhiwo ezineentsapho ezininzi, iipropati zokuhlala, ii-Real Estates, amakhaya osapho olunye olurentisayo, Udederhu lweevenkile, Ubuqu bakho. izakhiwo zokugcina, iipropati zokhathalelo lwempilo, Amaziko eenkcukacha, njl.
Yintoni omawuyilindele kwiTrasti yoTyalo-mali kwiNdawo yoTyalo-mali kwiNdlela yoMsebenzi?
Imephu yeNdlela ebalulekileyo ye-REIT Career ikuthatha kuhambo lwakho lwezemali. Kwakhona, le ndlela iyakusa kwikomkhulu.
Xa uba yiarhente eqinisekisiweyo kulo mmandla, unoxanduva lokubeka iliso kwimisebenzi kunye nokufumana iipropati ezisekelwe kwixabiso. Unokukhetha eminye imisebenzi yenqanaba lokungena kulo mmandla.
Ukuba usebenzela inkampani esebenzela abarhwebi abazimeleyo, umela iipropathi zabo kunye nesikrini abaqeshi abanokuba ngabaqeshi. Ngoko unokulindela imisebenzi njengomphathi wepropathi kunye nommeli wabathengi kunye ne-arhente yokuqeshisa.
E-US, isiqinisekiso yindlela entle yokungena kwishishini le-REIT. Kuya kufuneka ube nelayisenisi yokuthengisa umhlaba njengenkampani okanye umthengisi. ILungu eliQinisekisiweyo loTyalo-mali loRhwebo yimfuneko yesiqinisekiso esifunekayo nokuba usebenza njengomntu okanye inkampani. Esi satifikethi sivunyiwe yi Iziko leCCIM.
Ngaba ukuTyala imali kwii-REIT kukwenza ube sisityebi?
Impendulo nguewe, kodwa khumbula ukuba kunokwenzeka ukuba ulahlekelwe yimali. Awunakuqinisekisa utyalo-mali ukuba uqiniseke nge-100%. Indawo eqaqambileyo ye-REITs kukuba akufuneki utyale imali eninzi ukuze uthenge izabelo zenkampani. Endaweni yoko, uqala ngotyalo-mali oluncinci onokuthi ulunyuse ude ufikelele kwisixa esinqwenelekayo ofuna ukulutyala.
Funda kwakhona: Yintoni iMbuyiselo kuTyalo-mali (ROI)? Konke okufuneka ukwazi
Izinto eziluncedo kunye nezingeloncedo kwiiTrasti zoTyalo-mali lweReal Estate
Apha sijonga izinto eziluncedo kunye nezingeloncedo ekusebenzeni notyalo-mali kunye nokuya kwikhondo lekhondo lomsebenzi kwiitrasti zotyalo-mali lwezindlu nezindlu.
Izinto ezilungileyo zeREITs
Oku kulandelayo ziinzuzo ezizodwa zeetrasti zotyalo-mali lwezindlu nomhlaba:
Ukuvezwa kwepropati ngaphandle kokuthenga ipropati
Ngaphandle kwamava afanelekileyo, kunokuba nzima kubantu ukuba baguqule ipotifoliyo yezindlu zabo. Oku kunokuba yingxaki kakhulu kuba onke amaqanda akho akwingobozi enye kwaye nokuba ufunde kangakanani na, uhlala usemngciphekweni wokuhlawula ngaphezulu okanye ukufumana ipropathi engabalulekanga.
Kwi-real estate investment trust uvumelekile ukuba utyale imali kwi real estate ongenakukwazi ukuyihlawula ngokwakho.
Isivuno esiphezulu ngaphandle kweengxaki zolawulo lwepropati
Uninzi lwabantu abatyala imali kwi-REIT benza njalo ngembuyekezo ephezulu, hayi kwizabelo. Nangona kunjalo, kuba ezi nkampani ziqesha iinkampani zolawulo lwangaphandle, uninzi lwemivuzo yazo ityalwe kwakhona kwiinkampani ukuze zandise iipotfoliyo zazo. Oku kunokuba yinzuzo enkulu njengoko uninzi lwezahlulo zakho ziya kuba yingeniso phezu komvuzo wakho wangoku.
Ungathenga izabelo zamaqhezu kwizabelo zeREIT
Uninzi lwee-REIT ziinkampani ezinkulu ezixabisa iibhiliyoni zeedola. Ngoko nokuba unayo i-$ 100, isenokunganeli ukufumana ixabiso elipheleleyo lesitokhwe. Ngethamsanqa, uninzi lweetrasti zotyalo-mali lwezindlu nomhlaba zikuvumela ukuba uthenge izabelo zeyunithi, enokuba lukhetho olukhulu lotyalo-mali kubatyalo-mali abancinci nabaqalayo.
Ukwahluka kwiintlobo zepropati kunye nemimandla
Ngenxa yokuba ezi nkampani zineepropati ezininzi kwiindawo ezahlukeneyo, zahluke kakhulu. Abazange balahlekelwe ixabiso elibalulekileyo ngaphandle kokuba kukho ingxaki yezoqoqosho echaphazela zonke iipropati.
Iintlobo ngeentlobo zeepropathi
Iitrasti zotyalo-mali lwezindlu nezindlu zinika abantu ithuba lokwahlula ipotifoliyo yabo yotyalo-mali ngeendlela ezahlukeneyo zokuthengisa izindlu. Umzekelo, endaweni yokuthenga ipropathi enye, unokuthenga ii-REIT ezininzi ezigxile kwintengiso, iindawo zokuhlala kunye nophuhliso.
Oku kuya kwenza ipotfoliyo yakho izinze ngakumbi kuba ungabanini beentlobo ezahlukeneyo zeepropathi ezivela kwinkampani enye.
Izinto ezingeloncedo kwi-Career kwi-Real Estate Investment Trusts
Ezi zizinto ezingalunganga ezikhethekileyo kutyalo-mali kunye nokuthatha ikhondo lomsebenzi kwiitrasti zotyalo-mali lwezindlu nezindlu.
Ziyintelekelelo ephezulu
Ekubeni ii-REIT ezininzi azithathi tayitile kwiipropati zazo (uninzi zisebenzisa i-mortgages), azikwazi ukuthengisa ipropati ukuba zifuna imali. Ke baxhomekeke ematyaleni ekukhuliseni imali kwaye bahlawule izabelo kubatyali-mali.
Ukuba i-asethi ye-REIT ixabisa ngaphezu kwetyala layo, ayisiyonto imbi leyo. Nangona kunjalo, ukuba inxalenye yempahla yenkampani iyawohloka, inkampani inokuba secicini lokutshona.
Ngenxa yenzala ephezulu yetyala, iyakwazi ukutshintsha kwiqondo lenzala.
Njengoko usenokuba uyazi kwizifundo zembali, amazinga enzala aye ehla ngokuthe ngcembe ukususela ngeminyaka yoo-1980. Oku kunokuba kubi kwiibhanki kunye nemali mboleko, kodwa kulungile kwii-REITs kuba izivuno zabo zikhula ngexabiso eliphantsi. Xa inzala itshintsha indlela kwaye iqala ukunyuka, kwenzeka okuchaseneyo, kunciphisa iziphumo zabo.
Basebenza ngelahleko eshiyekileyo
Sichazile ukuba iitrasti zotyalo-mali lwezindlu nezindlu zisebenzisa amatyala ukuxhasa ukukhula ngemali, kodwa ukwenza oko kuyabiza. Ngokubanzi, ii-REIT zinamatyala amaninzi (ukongeza kwinzala ephezulu).
Ingaphantsi elubala kuneenkampani zemveli
Njengoko sonke sisazi ukuba iitrasti zotyalo-mali lwezindlu nezindlu azinazo ii-asethi zazo, yonke into enayo ibanjiswa. Yiyo loo nto ungafumani lwazi malunga neepropati zezi nkampani. Endaweni yoko, ubona kuphela ingeniso yabo yonke, iindleko ezenziwe ngenxa yokusebenza, kunye nengeniso eshiyekileyo.
Oku kunqongophala kokungafihli nto kunokubabeka kakubi kubatyali-zimali ngabanye kuba abakwazi ncam ukuba zeziphi ii-asethi zezi nkampani kwaye zixabisa ntoni na.
isiphelo
Ikhondo lekhondo lomsebenzi kwitrasti zotyalo-mali lwezindlu nezindlu zinokuvuza kakhulu, njengoko sibonile kule minyaka idlulileyo ukuba utyalo-mali lwezindlu nomhlaba luvelise izigidigidi ezininzi. Nangona kunjalo, eli candelo lenzame aliyi kukholisa wonke umntu.
Sixoxe ngamanqaku abalulekileyo kweli nqaku aza kuba luncedo kuye nabani na ofuna ukungena kweli khondo lomsebenzi kwizikhundla ezahlukeneyo.
Ekuphela kwento oyifunayo kukusebenzisa olu lwazi kwaye uthathe isigqibo sokuba ngaba lo ngumsebenzi oya kufuna ukuwulandela ukuba ungumntu osebenzela inkampani yotyalo-mali lwezindlu okanye ube ngumtyali-mali ngokwakho.
Iingcebiso:
- Ngaba iTekhnoloji yiNdlela elungileyo yomsebenzi kuwe?
- Imivuzo yoLawulo lwePropati: Konke okufuneka ukwazi
- Ngaba amaShishini aSisiseko yiNdlela eLungileyo yamaKhondo?
- Iindidi zobuNjineli boMsebenzi/uMmandla, uMvuzo ngo-2023
- Eli-10 leMisebenzi ye-Intanethi yaBafundi onokuthi uyijike ube nguMsebenzi osuka eKhaya
Iingxelo:
- https://www.mytechmag.com/is-real-estate-investment-trusts-a-good-career-path/
- https://totempool.com/blog/real-estate-investments-career-path/
- https://arrestyourdebt.com/real-estate-investment-trusts/
Shiya iMpendulo