Kodi ndalama zogulira nyumba ndi njira yabwino pantchito? Ngati mumagwira ntchito pazachuma, mwina mudamvapo za kukula kwa Real Estate Investment Trust (REIT). Ndi gawo lomwe likukulirakulira m'makampani azachuma aku US chifukwa limapanga malo opangira ndalama.
Koma funso lenileni ndilakuti, kodi ma REIT ndi njira yabwino pantchito?
Kuyambira 1960, ma trust amalonda ogulitsa nyumba akhala chisankho chabwino pantchito chifukwa cha kukula kwawo kodabwitsa. Mosasamala kanthu za ntchito yanu yoyambirira, kusankha imodzi kumawonjezera kusiyanasiyana kwa mbiri yanu. Mupeza mwayi wosiyanasiyana wantchito pantchito yogulitsa malo. Kuphatikiza apo, ma REIT aku US ndi ntchito yodalirika yokhala ndi ndalama zamsika za $ 1.25 thililiyoni.
Kodi mumadziwa kuti mwayi wodabwitsa kwambiri wa ma REIT uli pamlingo wa oyang'anira? Kupatula apo, mutha kupanga kusiyana kwakukulu mdziko lazamalonda.
Kuti mudziwe zambiri za REITs, werengani nkhaniyi mpaka kumapeto. Ngati mukufuna kutenga maphunziro a nyumba ndi nyumba ndiye nkhaniyi pa 15 Maphunziro Apamwamba Ogulitsa Malo Paintaneti: Maphunziro Aulere Ndi Olipiridwa adzakupatsani zinthu zofunika.
Kodi ma REIT ndi chiyani?
Real Estate Investment Trusts ndi magalimoto azachuma omwe amalola anthu kukhala ndi gawo la nyumba zogona kapena zamalonda m'malo awo osiyanasiyana. Awa ndi makampani omwe eni ake, oyang'anira kapena amapereka ndalama zopanga nyumba zopanga ndalama.
REITs ndi ndalama kapena zotetezedwa zomwe zimayika ndalama m'maboma enieni omwe amapanga ndalama zambiri.
Ndikofunikiranso kudziwa kuti osunga ndalama amaika ndalama zawo m'mapulojekiti osiyanasiyana monga zipatala, mahotela, malo osungiramo zinthu ndi Masukulu. Ndalama zonse ziwirizi zimalandira malipiro a msonkho kuchokera ku boma ndipo zikhoza kulonjeza kubweza ndalama zambiri kwa osunga ndalama.
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Ndi mitundu yanji ya REIT yomwe ilipo?
Musanayankhe funsoli, kodi kugulitsa nyumba kumadalira ntchito yabwino? Tiyeni, choyamba, tilankhule pang'ono za mitundu yanji ya REIT yomwe ilipo. Izi ndicholinga chofuna kubweretsa kumvetsetsa mozama za ntchitoyi musanasankhe ntchitoyo.
Ndalama zamalonda
Equity imapanga ndalama ndi katundu omwe angathe kudziwongolera okha kapena kupanga mgwirizano ndi kampani ina. Makampaniwa amapeza ndalama kuchokera kubwereketsa malo omwe ali nawo kapena kuyang'anira ndi malonda omwe amapeza phindu lalikulu. Mu mtundu uwu wa REITs ogawana nawo nthawi zambiri amapeza 100% ya zopeza (kapena zopindula).
Ngongole ReIT
Mortgage Real Estate Investment Trusts kapena mortgage fund imagula ndikuwongolera ngongole zanyumba zamalonda. Ndalama zomwe amapeza ndizosiyana pakati pa ndalama zomwe amalipira ngongole ndi chiwongoladzanja cha ndalama zomwe amagwiritsa ntchito polipira ngongoleyo. M'ma REIT oterowo, omwe ali ndi masheya amapeza osachepera 90 peresenti ya zomwe amapeza.
Mtengo wa magawo Hybrid REIT
Ma Hybrid REIT amayang'anira malo, koma amawongolera ndalama zawo kudzera pangongole kapena masheya omwe amakonda. Izi zimachepetsa misonkho ndikulola makampani kuyang'ana kwambiri bizinesi yawo yayikulu, mwachitsanzo, kupanga ndalama zobwereketsa. Ma Hybrid REITs amathanso kulipira zopindulitsa, zomwe zimaphatikizapo zopindula kuchokera ku phindu lalikulu ndi ndalama.
Kodi ma REIT ndi chiyani?
REITs amagula malo obwereketsa kwa nthawi yayitali. Zitsanzo zina ndi monga nyumba zamaofesi, nyumba zogona, nyumba zachipatala, zosungiramo katundu, masitolo akuluakulu, ndi malo ogulitsira. Ma REIT ambiri amayang'ana kwambiri zinthu zopangira ndalama, koma ma REIT ena amagula malo omwe amakhala nawo kuti apindule kwanthawi yayitali.
Ma REIT anganene kuti ndi ndalama zosakanizidwa kuposa umwini weniweni wanyumba chifukwa mulibe malo osiyana ndipo simukuchita nawo ntchito za tsiku ndi tsiku. Mosiyana ndi izi, ma REIT amagulitsa m'matangadza, koma ali ndi malo opangira ndalama.
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Ndi Ntchito Zotani Zomwe Zilipo mu Real State Investment Trusts?
Monga njira yayikulu yogwirira ntchito, pali ntchito zambiri zomwe zimapezeka m'mabizinesi ogulitsa nyumba - akuphatikiza Property Manager, Divisional Director, Purezidenti, COO, Accounts Payable Manager, Woyang'anira Akaunti Wolandilidwa, Wowunika wa REIT, Woyang'anira Lease, Woyang'anira Ubale Wazogulitsa, Portfolio Manager, Financial Analyst, Tax Accountant, Real Estate Appraiser, Representative Service Customer, Regional Director, etc.
Kodi Real Estate Investment Trusts Ndi Njira Yabwino Yogwirira Ntchito?
Chifukwa chake mukafunsa ngati ma trust amalonda ndi ntchito yabwino, ndinganene inde, REIT ndi chisankho chabwino pantchito pokhapokha ngati muli ndi chidwi pazachuma komanso malo.
Monga wothandizira wa REIT, mutha kupatsa osunga ndalama mwayi wokhala nawo ndikupindula ndi malo ofunikira. Kuphatikiza apo, mutha kupatsa osunga ndalama amateur mwayi wopeza ndalama zamitundu yonse. Mwanjira iyi, ngati wothandizira, muli ndi mwayi wothandizira anthu ammudzi kukula.
Kampani yomwe yatchulidwa yomwe mumagwirira ntchito imakupatsirani mwayi wambiri wotukula ntchito. Kuphatikiza apo, mumakulitsa luso lanu ndikukulitsa luso lanu mwayi wolembera anthu ntchito.
zingapo mayunivesite ku United States perekani maphunziro okhudzana ndi makampani a REIT. Mutha kupeza digiri, monga a digiri ya masters mu real estate, kuchokera ku mayunivesite awa ndikupeza mwayi wa ntchito m'malo ogulitsa nyumba. Ena mwa maphunziro ndi mapulogalamuwa akuphatikiza kuwerengera katundu, Mapangidwe a nyumba zamalonda, kasamalidwe ka katundu, ndi zina.
Maphunzirowa atha kukuthandizani kulowa mumakampani popanda zovuta. Komabe, mumafunikira chidziwitso chogulitsa nyumba kuphatikiza ma internship. Chifukwa chake, mutha kumaliza digiri ya bachelor m'magawo otsatirawa, Finance, Real Estate, Accounting and Statistics.
Chifukwa Chiyani Kugwira Ntchito ndi REITs Ndi Ntchito Yabwino
Kugulitsa malo ndi ntchito yomwe ingakulolezeni kukhala bwana wanu, chifukwa chake, ndi njira yabwino pantchito. Zili ndi inu ngati mukufuna kumanga chinachake. Mutha kusankha malo osangalatsa ndikuwonetsa maluso anu onse kuti anthu awone kupita patsogolo kwanu ngati wogulitsa nyumba.
Ndi Mitundu Yanji Yodziwika Kwambiri mu Real Estate Investment Trust Portfolio?
Zina mwazinthu zomwe wamba pamakampani ogulitsa nyumba ndi malo ogulitsira, nyumba zogona, Nyumba zamaofesi, Malo ogulitsa, Nyumba zamabanja ambiri, Nyumba zogona, Nyumba zamalonda, Nyumba zabanja limodzi zobwereka, Malo ogulitsira, nyumba zosungiramo zinthu, malo azaumoyo, malo osungiramo zinthu, ndi zina.
Zomwe Muyenera Kuyembekezera Kuchokera ku Real Estate Investment Trusts Career Path?
Essential Roadmap for REIT Career imakutengerani paulendo wanu wazachuma. Komanso njira iyi idzakufikitsani ku likulu.
Mukakhala wothandizira wovomerezeka pantchito iyi, muli ndi udindo woyang'anira ntchito ndikupeza katundu potengera mtengo wake. Mutha kusankhanso ntchito zina zoyambira pagawoli.
Ngati mumagwira ntchito kukampani yomwe imagwira ntchito zodziyimira pawokha, mumayimira katundu wawo ndikuwunika omwe angakhale obwereka. Chifukwa chake mutha kuyembekezera ntchito ngati manejala wa katundu ndi woyimilira makasitomala ndi wobwereketsa.
Ku US, certification ndi njira yabwino yolowera mubizinesi ya REIT. Muyenera kukhala ndi chilolezo chogulitsa malo ngati kampani kapena broker. Membala Wotsimikizika Wogulitsa Zamalonda ndizofunikira paziphaso zomwe zimafunikira ngakhale mukugwira ntchito ngati munthu kapena kampani. Satifiketi iyi ndi yovomerezeka ndi a CCIM Institute.
Kodi Kuyika Ndalama mu REITs Kungakupindulitseni?
Yankho ndi inde, koma dziwani kuti ndizotheka kutaya ndalama. Simungatsimikize kuti ndalama zidzatsimikizika 100%. Chowoneka bwino cha ma REIT ndikuti simuyenera kuyika ndalama zambiri kuti mugule magawo akampani. M'malo mwake, mumayamba ndi ndalama zing'onozing'ono zomwe mungathe kuziwonjezera mpaka mutapeza ndalama zomwe mukufuna kuyikapo.
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Ubwino ndi Kuipa kwa Ma Trust Estate Investment Trust
Apa tikuwona ubwino ndi kuipa kogwira ntchito ndikuyika ndalama ndikupita kunjira yantchito m'mabizinesi ogulitsa nyumba.
Ubwino wa REITs
Nawa maubwino apadera a trust yogulitsa nyumba ndi nyumba:
Kuwonekera kwa katundu popanda kugula katundu
Popanda chidziwitso choyenera, zingakhale zovuta kuti anthu azitha kusiyanitsa malo awo ogulitsa nyumba. Izi zitha kukhala zovuta kwambiri chifukwa mazira anu onse ali mudengu limodzi ndipo mosasamala kanthu kuti ndinu ophunzira bwanji, nthawi zonse mumakhala pachiwopsezo cha kulipira mopitilira muyeso kapena kupeza katundu wosafunikira.
Muzinthu zogulitsa nyumba zogulitsa nyumba mumaloledwa kugulitsa malo omwe simungakwanitse kulipira nokha.
Zokolola zambiri popanda mavuto oyang'anira katundu
Anthu ambiri omwe amaika ndalama mu REIT amatero kuti apindule kwambiri, osati phindu. Komabe, popeza makampaniwa amagwiritsa ntchito makampani oyang'anira kunja, ndalama zambiri zomwe amapeza zimabwereranso kumakampani kuti akulitse mbiri yawo. Izi zitha kukhala zopindulitsa kwambiri chifukwa gawo lanu lalikulu likhala ndalama zomwe mumapeza panopa.
Mutha kudziwa mbiri yamitengo yamasheya ya REIT
Ma REIT ambiri ndi makampani akuluakulu okwana mabiliyoni a madola. Kotero ngakhale mutakhala ndi $ 100, sizingakhale zokwanira kuti mutenge mtengo wathunthu wa katunduyo. Mwamwayi, zikhulupiliro zambiri zogulitsa nyumba zimakulolani kugula magawo amagawo, yomwe ingakhale njira yabwino yopangira ndalama kwa osunga ndalama ang'onoang'ono komanso oyamba.
Kusiyanasiyana kwamitundu ndi zigawo
Chifukwa makampaniwa ali ndi katundu wambiri m'malo osiyanasiyana, amakhala osiyanasiyana. Sataya phindu lalikulu pokhapokha ngati pali mavuto azachuma omwe amakhudza katundu yense.
Mitundu yosiyanasiyana ya katundu
Ma trust oyika nyumba ndi nyumba amapatsa anthu mwayi wosintha mabizinesi awo kudzera mumitundu yosiyanasiyana yamanyumba. Mwachitsanzo, m'malo mogula malo amodzi, mutha kugula ma REIT angapo poganizira zamalonda, zogona komanso chitukuko.
Izi zipangitsa kuti mbiri yanu ikhale yokhazikika chifukwa muli ndi mitundu ingapo ya katundu kuchokera ku kampani imodzi.
Kuipa kwa Ntchito mu Real Estate Investment Trusts
Izi ndizovuta zapadera pakuyika ndalama ndikutenga njira yantchito mu trust zogulitsa nyumba.
Iwo ndi ongopeka kwambiri
Popeza ma REIT ambiri satenga udindo wa katundu wawo (ambiri amagwiritsa ntchito ngongole zanyumba), sangathe kugulitsa katunduyo ngati akufunikira ndalama. Chifukwa chake amadalira ngongole kuti athandizire kukula ndikupereka zopindulitsa kwa osunga ndalama.
Ngati katundu wa REIT ndi wofunika kwambiri kuposa ngongole yake, sikuti ndi chinthu choipa. Komabe, katundu wina wa kampaniyo akasokonekera, kampaniyo ikhoza kutsala pang’ono kugwa.
Chifukwa cha chiwongola dzanja chokwera, zimatha kusintha chiwongola dzanja.
Monga mukudziwira kuchokera kumaphunziro a mbiri yakale, chiwongola dzanja chakhala chikutsika pang'onopang'ono kuyambira m'ma 1980. Izi zitha kukhala zoyipa kwa mabanki ndi ngongole, koma zabwino kwa ma REIT chifukwa zokolola zawo zimakula pamtengo wotsika. Pamene chiwongoladzanja chimasintha njira ndikuyamba kukwera, zosiyana zimachitika, kufooketsa zotsatira zawo.
Amagwira ntchito mwangozi
Tanena kuti zikhulupiliro zogulitsa nyumba zogulitsa nyumba zimagwiritsa ntchito ngongole kuti zithandizire kukula, koma kuchita izi ndikokwera mtengo. Kawirikawiri, ma REIT ali ndi ngongole zambiri (kuphatikiza ndi chiwongoladzanja chapamwamba).
Zosawonekera bwino kuposa makampani azikhalidwe
Monga tonse tikudziwa kuti matrasti obwereketsa nyumba alibe katundu wawo, chilichonse chomwe ali nacho chimabwerekedwa. Ichi ndichifukwa chake simupeza zambiri zokhudzana ndi katundu wamakampaniwa. M'malo mwake, mumangowona ndalama zomwe amapeza, ndalama zomwe amapeza chifukwa cha ntchito, komanso ndalama zonse.
Kusawonekera kumeneku kungakhale kokhumudwitsa kwa osunga ndalama chifukwa sangathe kudziwa zomwe makampaniwa ali nazo komanso zomwe zili zofunika.
Kutsiliza
Njira yogwirira ntchito m'mabizinesi ogulitsa nyumba ikhoza kukhala yopindulitsa kwambiri, monga tawonera m'zaka zapitazi momwe ndalama zogulitsira malo zapangira mamiliyoni ambiri. Komabe, gawo ili la zoyesayesa silingakomere aliyense.
Takambirana mfundo zina zofunika m'nkhaniyi zomwe zingathandize aliyense amene akufuna kuchita nawo ntchito zosiyanasiyana.
Zomwe mukufunikira ndikugwiritsa ntchito chidziwitsocho ndikusankha ngati iyi ndi ntchito yomwe mungafune kuchita ngati ndinu munthu wogwira ntchito kukampani yogulitsa nyumba kapena kukhala Investor nokha.
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Zothandizira:
- https://www.mytechmag.com/is-real-estate-investment-trusts-a-good-career-path/
- https://totempool.com/blog/real-estate-investments-career-path/
- https://arrestyourdebt.com/real-estate-investment-trusts/
Siyani Mumakonda